# 119-hr-4657: Next Generation Farmer Act

119-hr-4657, Next Generation Farmer Act, is a 119th Congress bill sponsored by Rep. Finstad, Brad [R-MN-1] (R-MN); status introduced; PRIA reads it as touching household money (as of 2026-07-19).

- Canonical: https://policyrisk.com/legislation/119-hr-4657
- As of: 2026-07-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4657
- Congress: 119
- Title: Next Generation Farmer Act
- Status: introduced
- Introduced: 2025-07-23
- Sponsor: Rep. Finstad, Brad [R-MN-1] (R-MN)
- Cosponsors: 1
- Policy area: Agriculture and Food
- Touches household money: yes
- Last recorded action: 2026-07-19

## Summary

**This bill would _expand access to farm ownership loans for beginning farmers and ranchers_.** It reduces the minimum on‑the‑job experience and creates waiver paths based on management experience or structured mentoring, including SCORE involvement. - People who worked as hired farm labor with at least 1 year of substantial management duties could win a waiver and become eligible for farm ownership loans. - Retired farmers, SCORE (Service Corps of Retired Executives) counselors, and approved local farm operators or organizations can serve as mentors to help beginning farmers qualify through the new waiver pathway. - The Secretary of Agriculture would get discretion to waive the 1‑year experience rule when applicants meet either the management or mentoring pathway, enabling more beginning farmers to pursue ownership loans.

## Cosponsors (1)

- Rep. Riley, Josh [D-NY-19] (D-NY), 2025-07-23T00:00:00.000Z

## Provisions PRIA read

- Easier farm ownership loans for beginners: benefit, medium. If enacted, this would lower the experience rule for qualified beginning farmers and ranchers seeking federal farm ownership loans. The minimum on-the-job experience would drop from 3 years to 1 year. USDA could waive the 1-year rule if you have at least 1 year as hired farm labor with substantial…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-6900: American Affordability Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-2756: National Biotechnology Initiative Act of 2025

## Sources
- [119-hr-4657 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4657)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-6900: American Affordability Act of 2025](https://policyrisk.com/legislation/119-hr-6900)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-2756: National Biotechnology Initiative Act of 2025](https://policyrisk.com/legislation/119-hr-2756)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4657 (as of 2026-07-19).