# 119-hr-4893: National Guard and Reserve Student Loan Fairness Act

119-hr-4893, National Guard and Reserve Student Loan Fairness Act, is a 119th Congress bill sponsored by Rep. Magaziner, Seth [D-RI-2] (D-RI); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-4893
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4893
- Congress: 119
- Title: National Guard and Reserve Student Loan Fairness Act
- Status: introduced
- Introduced: 2025-08-05
- Sponsor: Rep. Magaziner, Seth [D-RI-2] (D-RI)
- Cosponsors: 4
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Counting reserve service as qualifying payments for Public Service Loan Forgiveness**. This bill would let members of the reserve components get months of covered service counted toward PSLF when they made corresponding Federal Direct Loan payments or those payments would have qualified if they had full-time public service employment. - Reserve members: For a full year of covered service, each month may count as a qualifying PSLF payment if the member made a matching Federal Direct Loan payment. For a partial year, up to 6 months may count. - Borrowers pursuing PSLF: More months of reserve service could be added toward the 120 qualifying payments needed for loan forgiveness when payments meet or would have met PSLF rules. - Federal agencies: The Secretaries of Defense and Education would have to implement a data match within one year of enactment and run it annually to certify covered service years and qualifying payments without extra paperwork from the individual.

## Cosponsors (4)

- Rep. Kelly, Trent [R-MS-1] (R-MS), 2025-08-05T00:00:00.000Z
- Rep. Ross, Deborah K. [D-NC-2] (D-NC), 2025-08-19T00:00:00.000Z
- Rep. Sorensen, Eric [D-IL-17] (D-IL), 2025-08-19T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-08-22T00:00:00.000Z

## Provisions PRIA read

- Count reserve service toward loan forgiveness: benefit, medium. If enacted, Guard and Reserve members with Federal Direct Loans could get more months counted toward Public Service Loan Forgiveness. For each full covered year (80+ retirement points), up to 12 months could count; for each partial year (50–79 points), up to 6 months. Only months when you made a ma…

## Related bills

- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-2853: Combating Organized Retail Crime Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-7853: PrEP Access and Coverage Act of 2026

## Sources
- [119-hr-4893 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4893)

## Related
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-2853: Combating Organized Retail Crime Act of 2025](https://policyrisk.com/legislation/119-hr-2853)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4893 (as of 2026-04-21).