# 119-hr-4925: Original Securities and Exchange Atonement Act of 2025

119-hr-4925, Original Securities and Exchange Atonement Act of 2025, is a 119th Congress bill sponsored by Rep. Green, Al [D-TX-9] (D-TX); status introduced; PRIA reads it as touching household money (as of 2026-09-17).

- Canonical: https://policyrisk.com/legislation/119-hr-4925
- As of: 2026-09-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-4925
- Congress: 119
- Title: Original Securities and Exchange Atonement Act of 2025
- Status: introduced
- Introduced: 2025-08-08
- Sponsor: Rep. Green, Al [D-TX-9] (D-TX)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-17

## Summary

**Racial equity audits** for covered securities issuers would require public reporting on ties to slavery and create a funded Treasury office to support atonement programs for minority low-to-moderate income communities. - Covered issuers would face independent racial equity audits every two years, must publish findings and reconciliation steps, and could face daily fines, a private right of action, and whistleblower awards for violations. - A new Office of Minority Low-to-Moderate Income Programs in the Department of the Treasury would administer grants for startup capital, funded savings, and related activities, with an authorization of $3.0 billion and up to 2 percent for administration. - HUD and Treasury would run housing and community programs funded under the act, including housing counseling, downpayment assistance, eviction and foreclosure help, production of affordable housing, and rental assistance through Housing Choice Vouchers. *Authorizes $3.0 billion for a new Treasury office and related programs, which would increase federal spending.*

## Cosponsors (1)

- Rep. Carson, André [D-IN-7] (D-IN), 2026-09-15T00:00:00.000Z

## Provisions PRIA read

- Cash awards for whistleblowers with tips: benefit, high. If enacted, people who give original tips that lead to enforcement would get cash awards. Awards must be at least $20,000. The Commission would set exact amounts by rule. Tips must be from your own knowledge or analysis.
- Housing and savings help in minority communities: benefit, high. If enacted, Treasury would create an office to fund savings and startups in minority communities. It would get $3 billion, and may use 2% for admin. Half of fines would go to Treasury and half to HUD. HUD would fund counseling, eviction help, housing builds, and vouchers. Low-to-moderate income mea…
- Investors could sue over missing reports: benefit, low. If enacted, investors harmed by a missing report could sue the issuer in federal court. The bill does not set damage formulas or caps.
- New equity audits and fines for big companies: cost, medium. If enacted, big companies that use interstate commerce would face independent racial equity audits. It would start within six months and repeat every two years. Reports must be public and filed with the Commission. If ties to slavery are found, companies must disclose steps to reconcile. The Commis…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-6771: Housing Crisis Response Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-3971: Domestic Workers Bill of Rights Act

## Sources
- [119-hr-4925 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/4925)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-6771: Housing Crisis Response Act of 2025](https://policyrisk.com/legislation/119-hr-6771)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-4925 (as of 2026-09-17).
