# 119-hr-5084: Teacher Loan Forgiveness Enhancement Act

119-hr-5084, Teacher Loan Forgiveness Enhancement Act, is a 119th Congress bill sponsored by Rep. Fields, Cleo [D-LA-6] (D-LA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5084
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5084
- Congress: 119
- Title: Teacher Loan Forgiveness Enhancement Act
- Status: introduced
- Introduced: 2025-09-02
- Sponsor: Rep. Fields, Cleo [D-LA-6] (D-LA)
- Cosponsors: 0
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Teacher undergraduate loan forgiveness** would create a federal program to cancel the remaining principal and interest on eligible undergraduate federal loans for public school teachers after they complete eight consecutive years of full-time service. It would also add a teacher-specific deferment while serving and allow limited tax return sharing to verify eligibility. - Teachers: Eligible public elementary and secondary school teachers who complete 8 consecutive years of full-time service could have the remaining balance of qualifying undergraduate federal loans forgiven. Forgiven amounts would not count as taxable income. - Borrowers and colleges: Borrowers could combine this benefit with other federal forgiveness programs to receive multiple forms of relief. Institutions would get federal payments equal to canceled loan amounts, funded under existing Higher Education Act provisions. - Administration and verification: The bill would create a deferment for Direct Loans, FFEL loans, and Perkins Loans during service and for six months after, with no interest accrual during that time. It would let the Treasury share limited tax return and employer information with the Education Department to confirm employment and discharge loans.

## Provisions PRIA read

- More loan relief for public school teachers: benefit, high. If enacted, public school teachers could get full forgiveness of federal undergraduate loans after eight consecutive years of full-time teaching. The remaining principal and interest would be canceled at that time, and the amount would not be taxable. Only loans from undergraduate study would quali…
- IRS data checks for teacher forgiveness: mixed, low. If enacted, Treasury could share parts of your tax return with the Education Department to verify public school teaching for loan forgiveness. The Education Secretary would have to request this in writing, and only authorized people could see it. Shared items could include your employer’s ID number…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-2945: Housing for All Act of 2025

## Sources
- [119-hr-5084 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5084)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-2945: Housing for All Act of 2025](https://policyrisk.com/legislation/119-hr-2945)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5084 (as of 2026-04-21).