# 119-hr-5110: Federal Disaster Housing Stability Act of 2025

119-hr-5110, Federal Disaster Housing Stability Act of 2025, is a 119th Congress bill sponsored by Rep. Cherfilus-McCormick, Sheila [D-FL-20] (D-FL); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5110
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5110
- Congress: 119
- Title: Federal Disaster Housing Stability Act of 2025
- Status: introduced
- Introduced: 2025-09-03
- Sponsor: Rep. Cherfilus-McCormick, Sheila [D-FL-20] (D-FL)
- Cosponsors: 4
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Temporary eviction and foreclosure pauses for declared disasters.** This bill would create time-limited moratoriums that block eviction filings for 120 days and most foreclosure actions for six months in areas covered by a disaster declaration. - Tenants and families: Renters in a declared disaster area would be protected from eviction for nonpayment for 120 days. Landlords could not charge fees or penalties for missed rent, raise rent tied to that nonpayment, or stop a tenant who briefly relocated from returning. - Homeowners with covered mortgages: Mortgage servicers would be barred from starting foreclosures, scheduling sales, moving for judgments, or carrying out foreclosure evictions or sales for six months, except for vacant or abandoned properties. - Landlords and loan servicers: The protections apply to tenant-occupied dwellings and to covered mortgage loans secured by 1–4 unit homes that meet consumer credit rules. Notices to vacate must wait at least 30 days after given and cannot be issued until after the eviction moratorium ends.

## Cosponsors (4)

- Rep. Chu, Judy [D-CA-28] (D-CA), 2025-09-03T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2025-09-03T00:00:00.000Z
- Rep. Thompson, Bennie G. [D-MS-2] (D-MS), 2025-09-03T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-09-03T00:00:00.000Z

## Provisions PRIA read

- 120-day eviction pause for renters: benefit, high. If enacted, this would pause evictions for 120 days after a Presidential disaster declaration in your area. Landlords would not be able to file for eviction for nonpayment, charge late fees, or raise rent because of missed payments during that time. They could not block your return if you temporari…
- Six-month foreclosure pause for homeowners: benefit, high. If enacted, this would pause foreclosures for six months after a disaster declaration in your area. Servicers would not be able to start a foreclosure, seek a judgment, set a sale, or evict after a foreclosure during that time. The pause would apply only to covered mortgage loans on 1–4 unit homes.…
- Who is covered and when after disasters: benefit, medium. If enacted, this would define who and what counts for these protections. Disasters would include Presidential declarations and those by states, tribes, or DC. The renter pause would last 120 days after a Presidential declaration. The foreclosure pause would last six months after the relevant disast…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-3971: Domestic Workers Bill of Rights Act
- 119-hr-3069: Medicare for All Act

## Sources
- [119-hr-5110 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5110)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [119-hr-3069: Medicare for All Act](https://policyrisk.com/legislation/119-hr-3069)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5110 (as of 2026-04-21).