# 119-hr-5270: Stress Testing Accountability and Transparency Act

119-hr-5270, Stress Testing Accountability and Transparency Act, is a 119th Congress bill sponsored by Rep. Huizenga, Bill [R-MI-4] (R-MI); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5270
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5270
- Congress: 119
- Title: Stress Testing Accountability and Transparency Act
- Status: in_committee
- Introduced: 2025-09-10
- Sponsor: Rep. Huizenga, Bill [R-MI-4] (R-MI)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Stress test transparency** is the main goal. This bill would require the Federal Reserve to publish the models, assumptions, formulas, and methods it uses for large-company stress tests and to limit how it changes those methods.

## Cosponsors (2)

- Rep. Barr, Andy [R-KY-6] (R-KY), 2025-09-10T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-09-15T00:00:00.000Z

## Provisions PRIA read

- Clearer rules and advance notice for Fed stress tests: mixed, medium. If enacted, the Federal Reserve would have 90 days to issue a rule that lists the models, assumptions, formulas, and methods it uses for bank stress tests. Any material change to those methods would need public notice and comments. The Fed would have to avoid double‑counting the same risks across d…
- No climate stress tests for banks: mixed, medium. If enacted, the Federal Reserve would be barred from using its stress‑test authority to run climate‑related stress tests on bank holding companies or nonbank financial companies. This limit would take effect on enactment.

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-833: Educational Choice for Children Act of 2025

## Sources
- [119-hr-5270 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5270)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-833: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-hr-833)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5270 (as of 2026-04-21).