# 119-hr-5574: To extend the National Flood Insurance Program through November 21, 2025.

119-hr-5574, To extend the National Flood Insurance Program through November 21, 2025., is a 119th Congress bill sponsored by Rep. Ezell, Mike [R-MS-4] (R-MS); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5574
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5574
- Congress: 119
- Title: To extend the National Flood Insurance Program through November 21, 2025.
- Status: introduced
- Introduced: 2025-09-26
- Sponsor: Rep. Ezell, Mike [R-MS-4] (R-MS)
- Cosponsors: 9
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Extends the National Flood Insurance Program through November 21, 2025.** This bill would amend two date provisions in the National Flood Insurance Act of 1968—Section 1309(a) for financing authority and Section 1319 for program expiration—by replacing the prior September 30, 2023 dates with November 21, 2025, thereby keeping NFIP operations and its financing authority in place through that date.

## Cosponsors (9)

- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2025-09-26T00:00:00.000Z
- Rep. Fletcher, Lizzie [D-TX-7] (D-TX), 2025-09-26T00:00:00.000Z
- Rep. Higgins, Clay [R-LA-3] (R-LA), 2025-09-26T00:00:00.000Z
- Rep. Moore, Barry [R-AL-1] (R-AL), 2025-09-26T00:00:00.000Z
- Rep. Titus, Dina [D-NV-1] (D-NV), 2025-09-30T00:00:00.000Z
- Rep. Mullin, Kevin [D-CA-15] (D-CA), 2025-09-30T00:00:00.000Z
- Del. Moylan, James C. [R-GU-At Large] (R-GU), 2025-10-03T00:00:00.000Z
- Rep. Patronis, Jimmy [R-FL-1] (R-FL), 2025-10-03T00:00:00.000Z
- Rep. Weber, Randy K. Sr. [R-TX-14] (R-TX), 2025-10-24T00:00:00.000Z

## Provisions PRIA read

- Keep federal flood insurance through 2025: benefit, low. If enacted, this would extend the National Flood Insurance Program through November 21, 2025. It would keep federal flood insurance policies available and financed until that date. It would take effect upon enactment. It would not change premiums, coverage rules, or who can buy a policy.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-2102: Major Richard Star Act
- 119-hr-4275: Coast Guard Authorization Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act

## Sources
- [119-hr-5574 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5574)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-4275: Coast Guard Authorization Act of 2025](https://policyrisk.com/legislation/119-hr-4275)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5574 (as of 2026-04-21).