# 119-hr-5577: NFIP Extension Act of 2026

119-hr-5577, NFIP Extension Act of 2026, is a 119th Congress bill sponsored by Rep. Garbarino, Andrew R. [R-NY-2] (R-NY); status in_committee; PRIA reads it as touching household money (as of 2026-06-12).

- Canonical: https://policyrisk.com/legislation/119-hr-5577
- As of: 2026-06-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5577
- Congress: 119
- Title: NFIP Extension Act of 2026
- Status: in_committee
- Introduced: 2025-09-26
- Sponsor: Rep. Garbarino, Andrew R. [R-NY-2] (R-NY)
- Cosponsors: 6
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-06-12

## Summary

**This bill would extend the National Flood Insurance Program's financing authority and program expiration date to September 30, 2026.** It would make those date changes effective retroactively to January 30, 2026 if enacted after that date and names the measure the NFIP Extension Act of 2026.

## Cosponsors (6)

- Rep. Carter, Earl L. "Buddy" [R-GA-1] (R-GA), 2025-09-30T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2025-09-30T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-10-03T00:00:00.000Z
- Rep. Moskowitz, Jared [D-FL-23] (D-FL), 2025-10-03T00:00:00.000Z
- Rep. LaLota, Nick [R-NY-1] (R-NY), 2025-11-10T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2025-12-15T00:00:00.000Z

## Provisions PRIA read

- Extend flood insurance for homeowners and renters: benefit, low. If enacted, this bill would extend the National Flood Insurance Program's financing authority and program expiration to September 30, 2026. If enacted after January 30, 2026, the extension would be retroactive to January 30, 2026. This would keep NFIP flood insurance and its financing authority ava…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-2853: Combating Organized Retail Crime Act of 2025

## Sources
- [119-hr-5577 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5577)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-2853: Combating Organized Retail Crime Act of 2025](https://policyrisk.com/legislation/119-hr-2853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5577 (as of 2026-06-12).