# 119-hr-5612: Cost-of-Living Fairness Act

119-hr-5612, Cost-of-Living Fairness Act, is a 119th Congress bill sponsored by Rep. Tlaib, Rashida [D-MI-12] (D-MI); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5612
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5612
- Congress: 119
- Title: Cost-of-Living Fairness Act
- Status: introduced
- Introduced: 2025-09-26
- Sponsor: Rep. Tlaib, Rashida [D-MI-12] (D-MI)
- Cosponsors: 12
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Would exclude payments for certain insurance policies from income and resource tests for federal and federally-funded state and local benefits.** It would cover premiums for a household’s passenger vehicle insurance, homeowner or renter insurance products, and flood insurance. - Families and households that pay these premiums would have those payments ignored when officials calculate income or assets for means-tested help, which could make qualifying easier. - People applying for programs that count income or resources would see lower reported income or assets because those insurance payments are deducted from eligibility calculations. - State and local programs that receive federal funds and their administrators would be required to deduct these payments when deciding eligibility, even if other laws treat them differently.

## Cosponsors (12)

- Rep. DeLauro, Rosa L. [D-CT-3] (D-CT), 2025-09-26T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-09-26T00:00:00.000Z
- Rep. Jackson, Jonathan L. [D-IL-1] (D-IL), 2025-09-26T00:00:00.000Z
- Rep. Barragán, Nanette Diaz [D-CA-44] (D-CA), 2025-09-26T00:00:00.000Z
- Rep. McDonald Rivet, Kristen [D-MI-8] (D-MI), 2025-09-26T00:00:00.000Z
- Rep. McIver, LaMonica [D-NJ-10] (D-NJ), 2025-09-26T00:00:00.000Z
- Rep. Thanedar, Shri [D-MI-13] (D-MI), 2025-09-26T00:00:00.000Z
- Rep. Escobar, Veronica [D-TX-16] (D-TX), 2025-09-26T00:00:00.000Z
- Rep. Watson Coleman, Bonnie [D-NJ-12] (D-NJ), 2025-09-26T00:00:00.000Z
- Rep. Ramirez, Delia C. [D-IL-3] (D-IL), 2025-09-26T00:00:00.000Z
- Rep. Cherfilus-McCormick, Sheila [D-FL-20] (D-FL), 2025-09-30T00:00:00.000Z
- Rep. Horsford, Steven [D-NV-4] (D-NV), 2025-10-03T00:00:00.000Z

## Provisions PRIA read

- Insurance premiums not counted for benefits: benefit, medium. If enacted, agencies would subtract some insurance premiums from your income and assets. This would apply when checking if you or a household member qualify for federal programs, or state and local programs that use federal funds, and how much you get. Covered payments include car insurance for a c…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-5390: FAMILY Act
- 119-hr-15: Equality Act

## Sources
- [119-hr-5612 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5612)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [119-hr-15: Equality Act](https://policyrisk.com/legislation/119-hr-15)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5612 (as of 2026-04-21).