# 119-hr-5651: Affordability and Fairness for Mountain Communities Act of 2025

119-hr-5651, Affordability and Fairness for Mountain Communities Act of 2025, is a 119th Congress bill sponsored by Rep. Neguse, Joe [D-CO-2] (D-CO); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5651
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5651
- Congress: 119
- Title: Affordability and Fairness for Mountain Communities Act of 2025
- Status: introduced
- Introduced: 2025-09-30
- Sponsor: Rep. Neguse, Joe [D-CO-2] (D-CO)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Localized income measures for mountain communities**. This bill would create an Area Median Income (AMI) Localization Waiver that lets mountain-area counties pick ZIP-code AMI, grouped bordering-county AMI, or a program's original AMI method to set affordability and eligibility for certain federal housing programs. - Families and renters in mountain communities would have affordability and eligibility thresholds set using the localized AMI method chosen by their county, affecting how those households qualify for assistance. - County governments or equivalent local units could apply for a waiver and would be granted one; participating counties would choose the AMI approach used for each covered program. - The change would apply to 11 federal housing programs administered by HUD and USDA, including public housing, Section 8 rental assistance, HOME, the Housing Trust Fund, Section 202 and 811 supportive housing, homeless and AIDS housing programs, Native American and Native Hawaiian housing, and rural rental housing assistance.

## Provisions PRIA read

- Housing programs that could use local AMI: benefit, medium. If enacted, 11 programs could use local income numbers in counties with a waiver. These include public housing, Section 8, HOME, McKinney‑Vento homelessness programs, the Housing Trust Fund, supportive housing for seniors and people with disabilities, AIDS housing, Native American and Native Hawaii…
- Mountain counties could set local income limits: benefit, medium. If enacted, HUD would have 90 days to set up a new AMI waiver program. A county government could apply, and the HUD Secretary would have to approve each application. With a waiver, a county could set income numbers by ZIP Code, by grouping bordering counties, or keep the old method. This program is…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-10061: Wildfire Response and Readiness Act
- 119-hr-7973: Momnibus Act
- 119-hr-9070: OPEN Act
- 119-hr-5782: Western Wildfire Support Act of 2025

## Sources
- [119-hr-5651 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5651)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-10061: Wildfire Response and Readiness Act](https://policyrisk.com/legislation/119-hr-10061)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-9070: OPEN Act](https://policyrisk.com/legislation/119-hr-9070)
- [119-hr-5782: Western Wildfire Support Act of 2025](https://policyrisk.com/legislation/119-hr-5782)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5651 (as of 2026-04-21).