# 119-hr-5798: HOME Reform Act of 2025

119-hr-5798, HOME Reform Act of 2025, is a 119th Congress bill sponsored by Rep. Flood, Mike [R-NE-1] (R-NE); status introduced; PRIA reads it as touching household money (as of 2026-10-28).

- Canonical: https://policyrisk.com/legislation/119-hr-5798
- As of: 2026-10-28
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5798
- Congress: 119
- Title: HOME Reform Act of 2025
- Status: introduced
- Introduced: 2025-10-21
- Sponsor: Rep. Flood, Mike [R-NE-1] (R-NE)
- Cosponsors: 1
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-10-28

## Summary

**Expands HOME program flexibility and eligibility.** This bill would align income limits and broaden allowable uses so more households and communities can use HOME funds for housing and related infrastructure. - Families and renters: Households up to 100% of area median income (AMI) would become eligible across multiple HOME authorities. Rental units occupied by tenants with tenant-based Section 8 assistance would explicitly qualify with rent and tenant payments capped to Section 8 rules. - Homebuyers and long-term stewards: Homeownership eligibility would increase from 95% to 110% of AMI. The bill would allow long-term affordability tools like shared equity, community land trusts, limited-equity cooperatives, community development corporations, purchase options, and rights of first refusal. - Local governments and developers: Participating jurisdictions would gain new flexibility to use HOME funds for infrastructure in nonentitlement areas and the bill would remove a separate per-unit investment limit. It raises the labor-standard exemption from 12 to 24 units, creates environmental-review exemptions for certain small or infill projects, and requires HUD to issue implementing rules within one year.

## Cosponsors (1)

- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2025-10-21T00:00:00.000Z

## Provisions PRIA read

- More families qualify up to 100% AMI: benefit, high. If enacted, the listed HOME Title II help would use a clear income limit of 100% of area median income. Families at or below the local AMI (adjusted for family size) could qualify. This replaces less clear “low-income” references in those provisions.
- HOME funds for nearby infrastructure: benefit, medium. If enacted, places that do not get Title I money could use HOME funds for water, sewer, sidewalks, roads, and utility hookups next to HOME- or LIHTC-assisted housing. HUD would need to issue rules within one year. Housing that only benefits from these improvements would not be treated as HOME-assis…
- More homeowners can qualify and keep help: benefit, medium. If enacted, more buyers could qualify for HOME-backed ownership help, with the income cap raised to 110% of area median income. Local programs could use shared equity, land trusts, and co-ops to keep homes affordable long term. A home could keep its affordable status if an heir lives there and take…
- Voucher rentals count as affordable units: benefit, medium. If enacted, a unit with a Section 8 voucher tenant could count as affordable under HOME. The tenant’s share must follow voucher rules, and total rent must be within the housing agency’s approved amount.
- Fewer federal rules on small projects: benefit, medium. If enacted, HOME-assisted projects would be exempt from Build America, Buy America rules. Projects with 50 or fewer units could be exempt from Section 3 hiring rules if funds go to a State recipient or a jurisdiction that got under $3,000,000 last year. Labor standards would apply only to projects…
- Faster reviews for small, infill housing: benefit, medium. If enacted, HUD could skip some environmental reviews for infill new builds, certain rehab, small new projects (15 units or fewer), and land buys for affordable housing. HUD would also avoid repeating reviews when a project has not materially changed. The law would define “infill housing project” a…
- More flexible local HOME funding rules: benefit, medium. If enacted, unused CHDO-reserved funds sitting 24 months could be recaptured and given back to the local program for any eligible use. The deadline to draw HOME Investment Trust funds would be removed. HUD could not add extra limits on using funds unless Congress allows it. One sentence in the per‑…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-5878: HOME Reform Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-6293: Housing Supply Expansion Act of 2025

## Sources
- [119-hr-5798 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5798)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-5878: HOME Reform Act of 2025](https://policyrisk.com/legislation/119-hr-5878)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-6293: Housing Supply Expansion Act of 2025](https://policyrisk.com/legislation/119-hr-6293)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5798 (as of 2026-10-28).