# 119-hr-5816: HELP FEDs Act

119-hr-5816, HELP FEDs Act, is a 119th Congress bill sponsored by Rep. Crockett, Jasmine [D-TX-30] (D-TX); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5816
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5816
- Congress: 119
- Title: HELP FEDs Act
- Status: introduced
- Introduced: 2025-10-24
- Sponsor: Rep. Crockett, Jasmine [D-TX-30] (D-TX)
- Cosponsors: 15
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Pauses penalties and credit damage to federal employees' qualified education loans during funding lapses.** The bill would waive late fees, stop extra interest, and bar adverse credit reporting for missed or delayed payments caused by an involuntary pay disruption.

## Cosponsors (15)

- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2025-10-28T00:00:00.000Z
- Rep. Craig, Angie [D-MN-2] (D-MN), 2025-10-28T00:00:00.000Z
- Rep. Fields, Cleo [D-LA-6] (D-LA), 2025-10-28T00:00:00.000Z
- Rep. Figures, Shomari [D-AL-2] (D-AL), 2025-10-28T00:00:00.000Z
- Rep. Goldman, Daniel S. [D-NY-10] (D-NY), 2025-10-28T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-10-28T00:00:00.000Z
- Rep. Landsman, Greg [D-OH-1] (D-OH), 2025-10-28T00:00:00.000Z
- Rep. McIver, LaMonica [D-NJ-10] (D-NJ), 2025-10-28T00:00:00.000Z
- Rep. Thompson, Bennie G. [D-MS-2] (D-MS), 2025-10-28T00:00:00.000Z
- Rep. Velázquez, Nydia M. [D-NY-7] (D-NY), 2025-10-28T00:00:00.000Z
- Rep. Evans, Dwight [D-PA-3] (D-PA), 2025-10-31T00:00:00.000Z
- Rep. Wilson, Frederica S. [D-FL-24] (D-FL), 2025-10-31T00:00:00.000Z
- Rep. Jackson, Jonathan L. [D-IL-1] (D-IL), 2025-11-12T00:00:00.000Z
- Rep. Costa, Jim [D-CA-21] (D-CA), 2025-11-12T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2025-11-17T00:00:00.000Z

## Provisions PRIA read

- Student loan relief for federal workers in shutdowns: benefit, low. If enacted, federal employees with federal student loans would get protections during a funding lapse. During a covered shutdown, you would not be charged late fees, penalties, or extra interest for missed payments. Negative credit reporting for those delayed or missed payments would be blocked. Th…
- Quick rules and credit report cleanup: benefit, low. If enacted, the Education Department would have 30 days to issue rules with OPM, the courts, the House, and the Senate. Loan servicers and credit bureaus would have to cooperate. They would stop sending negative credit marks for covered missed payments and remove any that were wrongly sent.
- Protections do not cancel student loans: cost, low. This bill would not forgive or cancel your student loan. You would still owe the full amount and must repay, even with the temporary protections.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-5390: FAMILY Act
- 119-hr-15: Equality Act
- 119-hr-1589: American Dream and Promise Act of 2025

## Sources
- [119-hr-5816 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5816)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [119-hr-15: Equality Act](https://policyrisk.com/legislation/119-hr-15)
- [119-hr-1589: American Dream and Promise Act of 2025](https://policyrisk.com/legislation/119-hr-1589)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5816 (as of 2026-04-21).