# 119-hr-5839: Supplemental Benefits for Individuals Act of 2025

119-hr-5839, Supplemental Benefits for Individuals Act of 2025, is a 119th Congress bill sponsored by Rep. Balderson, Troy [R-OH-12] (R-OH); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5839
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5839
- Congress: 119
- Title: Supplemental Benefits for Individuals Act of 2025
- Status: introduced
- Introduced: 2025-10-28
- Sponsor: Rep. Balderson, Troy [R-OH-12] (R-OH)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expands the definition of "excepted benefits" to include supplemental coverage tied to individual health plans.** The bill would insert the phrase "or individual health insurance coverage" into section 2791(c)(4) of the Public Health Service Act, broadening which supplemental benefits qualify as excepted benefits under that statute.

## Provisions PRIA read

- Changes to add-on coverage for individual plans: mixed, low. This bill would treat some add-on coverage sold with individual health plans as an "excepted benefit." Insurers could offer more supplemental products tied to your plan. These add-ons would follow fewer consumer protections than full health insurance. This mainly affects people who buy their own co…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-7613: ALERT Act
- 119-hr-8413: SECURE Data Act
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-2902: SOAR Act of 2025

## Sources
- [119-hr-5839 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5839)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-7613: ALERT Act](https://policyrisk.com/legislation/119-hr-7613)
- [119-hr-8413: SECURE Data Act](https://policyrisk.com/legislation/119-hr-8413)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-2902: SOAR Act of 2025](https://policyrisk.com/legislation/119-hr-2902)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5839 (as of 2026-04-21).