# 119-hr-5848: NFIP Retroactive Renewal and Reauthorization Act

119-hr-5848, NFIP Retroactive Renewal and Reauthorization Act, is a 119th Congress bill sponsored by Rep. Ezell, Mike [R-MS-4] (R-MS); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5848
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5848
- Congress: 119
- Title: NFIP Retroactive Renewal and Reauthorization Act
- Status: introduced
- Introduced: 2025-10-28
- Sponsor: Rep. Ezell, Mike [R-MS-4] (R-MS)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Extends the National Flood Insurance Program (NFIP) through December 31, 2026.** The bill replaces two statutory expiration dates in the National Flood Insurance Act and would make that extension retroactive to September 30, 2025 if enacted after that date.

## Cosponsors (1)

- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2025-10-28T00:00:00.000Z

## Provisions PRIA read

- Extend national flood insurance to 2026: benefit, medium. If enacted, this bill would extend the National Flood Insurance Program through December 31, 2026. If the bill becomes law after September 30, 2025, the extension would still take effect as if it started on September 30, 2025. Policyholders and property owners in flood areas would keep access to NF…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-4275: Coast Guard Authorization Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-7613: ALERT Act
- 119-hr-137: TCJA Permanency Act

## Sources
- [119-hr-5848 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5848)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-4275: Coast Guard Authorization Act of 2025](https://policyrisk.com/legislation/119-hr-4275)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-7613: ALERT Act](https://policyrisk.com/legislation/119-hr-7613)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5848 (as of 2026-04-21).