# 119-hr-5878: HOME Reform Act of 2025

119-hr-5878, HOME Reform Act of 2025, is a 119th Congress bill sponsored by Rep. Flood, Mike [R-NE-1] (R-NE); status introduced; PRIA reads it as touching household money (as of 2026-10-22).

- Canonical: https://policyrisk.com/legislation/119-hr-5878
- As of: 2026-10-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5878
- Congress: 119
- Title: HOME Reform Act of 2025
- Status: introduced
- Introduced: 2025-10-31
- Sponsor: Rep. Flood, Mike [R-NE-1] (R-NE)
- Cosponsors: 1
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-10-22

## Summary

**Expands and refocuses the federal HOME program to spur more affordable rental housing and targeted infill development by raising income limits and loosening some delivery rules.** It also raises homeownership income caps and creates tools to keep homes affordable long term.

## Cosponsors (1)

- Rep. Cleaver, Emanuel [D-MO-5] (D-MO), 2025-10-31T00:00:00.000Z

## Provisions PRIA read

- Housing help for incomes up to median: benefit, medium. If enacted, this bill would set income eligibility at 100% of the area’s median family income. The Secretary could adjust that number for your household size. If your income is at or below that adjusted median, you could qualify for Title II housing help.
- More flexibility for small housing projects: benefit, medium. If enacted, this bill would let some small projects skip Section 3 rules. A project with 50 or fewer units could be exempt if it is in a State program under section 216 or in an area that got under $3,000,000 last year. Buy America rules would only apply to certain infrastructure work funded with s…
- Faster reviews for infill and small builds: benefit, medium. If enacted, this bill would define “infill housing projects” as inside a city, on previously disturbed land up to 5 acres, and mostly surrounded by existing development with services. It would exempt some housing work from full NEPA review, including infill projects, land buys for affordable housin…
- Housing funds for nearby infrastructure: benefit, medium. If enacted, this bill would let housing funds pay for nearby infrastructure in areas that do not get title I funding. Work like water, sewer, sidewalks, roads, and utility hookups would be allowed if it is within or next to assisted housing or LIHTC housing. Labor rules would apply, and the Secreta…
- Voucher apartments count as affordable units: benefit, low. If enacted, this bill would let units with Section 8 voucher tenants count as affordable housing. The tenant’s payment must stay within program limits, and the public housing agency must approve the total rent. This could help more voucher-friendly units be counted and planned.
- Higher income cap and lasting affordability: mixed, medium. If enacted, this bill would raise the income cap for certain affordable homeownership help from 95% to 110% of area median income. It would also require long‑term affordability tools, like shared equity, land trusts, or limited equity co‑ops, which can limit resale gains to keep homes affordable fo…
- New timelines for housing program funds: mixed, low. If enacted, this bill would take back CHDO set‑aside funds that sit unused for 24 months and let local programs use them without CHDO rules. It would remove the expiration on drawing from the HOME Investment Trust Fund. It would delete one sentence limiting per‑unit investment amounts; the effect w…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-5798: HOME Reform Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-6293: Housing Supply Expansion Act of 2025

## Sources
- [119-hr-5878 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5878)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-5798: HOME Reform Act of 2025](https://policyrisk.com/legislation/119-hr-5798)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-6293: Housing Supply Expansion Act of 2025](https://policyrisk.com/legislation/119-hr-6293)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5878 (as of 2026-10-22).