# 119-hr-5892: Keep Main Street Open Act

119-hr-5892, Keep Main Street Open Act, is a 119th Congress bill sponsored by Rep. Subramanyam, Suhas [D-VA-10] (D-VA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-5892
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5892
- Congress: 119
- Title: Keep Main Street Open Act
- Status: introduced
- Introduced: 2025-10-31
- Sponsor: Rep. Subramanyam, Suhas [D-VA-10] (D-VA)
- Cosponsors: 0
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Temporary low-cost SBA loans during government shutdowns.** The Keep Main Street Open Act would create a temporary Small Business Administration 7(a) loan program that lets eligible recipients borrow an amount equal to their estimated losses from a lapse in appropriations. Loans would carry up to 1% interest and have a maximum one-year maturity measured from when the shutdown ends. Availability runs from the first day of the funding lapse through 30 days after appropriations are enacted.

## Provisions PRIA read

- Shutdown relief: 1% SBA loans for small businesses: benefit, high. If enacted, the SBA would offer short-term 7(a) loans to eligible small businesses during a federal shutdown. You would need to qualify under SBA 7(a)(36) rules. The loan amount would equal your own estimated shutdown losses. The interest rate would be capped at 1%. You would repay no later than on…

## Related bills

- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-2883: NO TIME TO Waste Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-4317: PBM Reform Act of 2025

## Sources
- [119-hr-5892 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5892)

## Related
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-2883: NO TIME TO Waste Act](https://policyrisk.com/legislation/119-hr-2883)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5892 (as of 2026-04-21).