# 119-hr-5913: Community Investment and Prosperity Act

119-hr-5913, Community Investment and Prosperity Act, is a 119th Congress bill sponsored by Rep. Lawler, Michael [R-NY-17] (R-NY); status introduced; PRIA reads it as touching household money (as of 2026-10-22).

- Canonical: https://policyrisk.com/legislation/119-hr-5913
- As of: 2026-10-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5913
- Congress: 119
- Title: Community Investment and Prosperity Act
- Status: introduced
- Introduced: 2025-11-04
- Sponsor: Rep. Lawler, Michael [R-NY-17] (R-NY)
- Cosponsors: 8
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-22

## Summary

This bill would **raise the statutory cap on public-welfare investments by national banking associations and State member banks from 15 to 20**. It increases how much those banks may invest to promote the public welfare under two statutes.

## Cosponsors (8)

- Rep. Beatty, Joyce [D-OH-3] (D-OH), 2025-11-04T00:00:00.000Z
- Rep. Kim, Young [R-CA-40] (R-CA), 2025-11-04T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2025-12-09T00:00:00.000Z
- Rep. McBride, Sarah [D-DE-At Large] (D-DE), 2025-12-09T00:00:00.000Z
- Rep. Davids, Sharice [D-KS-3] (D-KS), 2025-12-09T00:00:00.000Z
- Rep. Davidson, Warren [R-OH-8] (R-OH), 2025-12-17T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2026-01-16T00:00:00.000Z
- Rep. Bera, Ami [D-CA-6] (D-CA), 2026-03-17T00:00:00.000Z

## Provisions PRIA read

- Banks allowed higher community investments: benefit, medium. If enacted, this bill would raise the numeric cap used to measure banks' allowed public-welfare investments from 15 to 20. The change would apply to one sentence in 12 U.S.C. 24 and one sentence in 12 U.S.C. 338a. National and State member banks could count or make more public-welfare investments.…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-6766: Essential Caregivers Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1065: Protect Our Letter Carriers Act of 2025
- 119-hr-5509: Safe Step Act

## Sources
- [119-hr-5913 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5913)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-6766: Essential Caregivers Act of 2025](https://policyrisk.com/legislation/119-hr-6766)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1065: Protect Our Letter Carriers Act of 2025](https://policyrisk.com/legislation/119-hr-1065)
- [119-hr-5509: Safe Step Act](https://policyrisk.com/legislation/119-hr-5509)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5913 (as of 2026-10-22).