# 119-hr-5990: Whole-Home Repairs Act of 2025

119-hr-5990, Whole-Home Repairs Act of 2025, is a 119th Congress bill sponsored by Rep. Williams, Nikema [D-GA-5] (D-GA); status introduced; PRIA reads it as touching household money (as of 2026-09-20).

- Canonical: https://policyrisk.com/legislation/119-hr-5990
- As of: 2026-09-20
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-5990
- Congress: 119
- Title: Whole-Home Repairs Act of 2025
- Status: introduced
- Introduced: 2025-11-07
- Sponsor: Rep. Williams, Nikema [D-GA-5] (D-GA)
- Cosponsors: 2
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-09-20

## Summary

**This bill would create a HUD Whole-Home Repairs Pilot Program to fund accessibility, safety, and energy or water efficiency upgrades — focused on making homes safer and more affordable for low-income owners and affordable rental units.** - Families and low-income homeowners: The program targets homeowners with incomes at or below **80 percent of area median income (AMI)** or those who qualify for Medicaid, CHIP, SSI, SNAP, or TANF, offering grants to pay for repairs not covered by other federal programs. - Renters and small landlords: Small landlords (fewer than **10** eligible rental properties and no more than **50** total units) could get loans, including forgivable liens after **3 years**, but must keep units affordable and limit rent hikes to **5 percent** annually or inflation, whichever is lower. - Local governments, tribes, and nonprofits: HUD would award 2–10 implementing-organization grants per year to States, units of general local government, tribes, or qualified nonprofits to run the pilot, coordinate with existing programs, and report annually on units served and compliance. *Would authorize up to $30.0 million for the pilot program.*

## Cosponsors (2)

- Rep. Downing, Troy [R-MT-2] (R-MT), 2025-11-07T00:00:00.000Z
- Rep. Scanlon, Mary Gay [D-PA-5] (D-PA), 2026-05-29T00:00:00.000Z

## Provisions PRIA read

- Repair grants for low-income homeowners: benefit, medium. If enacted, eligible homeowners could get grants to fix health, safety, accessibility, and efficiency issues. You would need income at or below 80% of area median income, or meet income rules for Medicaid, CHIP, SSI, SNAP, or TANF. You must live in the home as your main residence or show ownership,…
- Low-cost repair loans for small landlords: benefit, medium. If enacted, small landlords could get loans, including forgivable loans, for repairs not covered by other federal programs. To qualify, a landlord would need fewer than 10 eligible rental properties, a majority of units affordable, not more than 50 total units, and agreement to program terms. Loan…
- HUD pilot for whole-home repairs and oversight: benefit, low. HUD would launch a pilot within 1 year and could use up to $30 million from existing Healthy Homes funds. Each year, HUD would award 2 to 10 implementing organizations, with no more than one per state. Implementers could use up to 5% for related functions, including HUD‑approved workforce training,…
- Rent protections when landlords take repair loans: mixed, medium. If enacted, landlords who take these repair loans would have to follow renter-protection rules. They would need to comply with federal accessibility and fair housing laws. If units are not under voucher programs, landlords would have to offer to extend current tenants’ leases on the same terms for…

## Related bills

- 119-hr-7977: Energy Bills Relief Act
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-3971: Domestic Workers Bill of Rights Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026

## Sources
- [119-hr-5990 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/5990)

## Related
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-5990 (as of 2026-09-20).