# 119-hr-6171: ACA Copay CAP Act of 2025

119-hr-6171, ACA Copay CAP Act of 2025, is a 119th Congress bill sponsored by Rep. Auchincloss, Jake [D-MA-4] (D-MA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6171
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6171
- Congress: 119
- Title: ACA Copay CAP Act of 2025
- Status: introduced
- Introduced: 2025-11-20
- Sponsor: Rep. Auchincloss, Jake [D-MA-4] (D-MA)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Creates a nationwide annual out-of-pocket cap on prescription drug cost-sharing for individual and group health plans.** The cap starts for plan years beginning on or after January 1, 2027 and sets a 2027 base amount that is indexed in later years.

## Provisions PRIA read

- Caps yearly out-of-pocket drug costs: benefit, high. Starting with plan years that begin on or after January 1, 2027, this bill would cap what you pay out of pocket for prescription drugs. In 2027, the cap would be $2,000 for self-only coverage and $4,000 for family or other coverage. For plan years that begin in 2028 and later, the cap would rise ea…

## Related bills

- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-8327: Communications, Video, and Technology Accessibility Act of 2026

## Sources
- [119-hr-6171 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6171)

## Related
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-8327: Communications, Video, and Technology Accessibility Act of 2026](https://policyrisk.com/legislation/119-hr-8327)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6171 (as of 2026-04-21).