# 119-hr-6224: Servicemember Student Loan Affordability Act of 2025

119-hr-6224, Servicemember Student Loan Affordability Act of 2025, is a 119th Congress bill sponsored by Rep. Ramirez, Delia C. [D-IL-3] (D-IL); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6224
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6224
- Congress: 119
- Title: Servicemember Student Loan Affordability Act of 2025
- Status: in_committee
- Introduced: 2025-11-20
- Sponsor: Rep. Ramirez, Delia C. [D-IL-3] (D-IL)
- Cosponsors: 10
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**6 percent interest cap on consolidation or refinance loans taken during military service.** This bill would extend the Servicemembers Civil Relief Act to limit interest to 6 percent for obligations incurred during military service that consolidate or refinance student loans taken before service. - Servicemembers and spouses: Would pay no more than 6 percent interest on consolidation or refinance loans they incur during military service to cover pre-service student loans. - Lenders: Would be limited to charging 6 percent interest on those specific consolidation or refinance obligations for the period of military service. - Scope of covered loans: The cap would apply only to consolidations or refinances of pre-service student loans and would cover Federal Title IV loans and private education loans as defined in law.

## Cosponsors (10)

- Rep. Bonamici, Suzanne [D-OR-1] (D-OR), 2025-11-20T00:00:00.000Z
- Rep. Levin, Mike [D-CA-49] (D-CA), 2025-11-20T00:00:00.000Z
- Rep. McClellan, Jennifer L. [D-VA-4] (D-VA), 2025-11-20T00:00:00.000Z
- Rep. Tlaib, Rashida [D-MI-12] (D-MI), 2025-11-20T00:00:00.000Z
- Rep. Salinas, Andrea [D-OR-6] (D-OR), 2025-11-20T00:00:00.000Z
- Rep. Horsford, Steven [D-NV-4] (D-NV), 2025-11-20T00:00:00.000Z
- Rep. Davis, Danny K. [D-IL-7] (D-IL), 2025-11-20T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-11-20T00:00:00.000Z
- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2025-11-20T00:00:00.000Z
- Rep. Carson, André [D-IN-7] (D-IN), 2026-01-07T00:00:00.000Z

## Provisions PRIA read

- 6 percent interest cap for servicemembers: benefit, medium. If enacted, servicemembers would have a 6 percent annual interest cap on any loan taken during military service to consolidate or refinance student loans they took before joining the military. The cap would apply only to consolidation or refinancing of those pre-service student loans, not to other…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-2045: Medicare Dental, Vision, and Hearing Benefit Act of 2025
- 119-hr-51: Washington, D.C. Admission Act

## Sources
- [119-hr-6224 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6224)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-2045: Medicare Dental, Vision, and Hearing Benefit Act of 2025](https://policyrisk.com/legislation/119-hr-2045)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6224 (as of 2026-04-21).