# 119-hr-6232: HOPE Act

119-hr-6232, HOPE Act, is a 119th Congress bill sponsored by Rep. Suozzi, Thomas R. [D-NY-3] (D-NY); status introduced; PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/legislation/119-hr-6232
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6232
- Congress: 119
- Title: HOPE Act
- Status: introduced
- Introduced: 2025-11-20
- Sponsor: Rep. Suozzi, Thomas R. [D-NY-3] (D-NY)
- Cosponsors: 9
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-10-17

## Summary

**Would extend and widen the premium tax credit for 2026–2027** so more households can qualify for subsidies, and it would tighten oversight, verification, and penalties for agents, brokers, and marketing groups in Exchanges.

## Cosponsors (9)

- Rep. Bacon, Don [R-NE-2] (R-NE), 2025-11-20T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2025-11-20T00:00:00.000Z
- Rep. Hurd, Jeff [R-CO-3] (R-CO), 2025-11-20T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2025-12-15T00:00:00.000Z
- Rep. Liccardo, Sam T. [D-CA-16] (D-CA), 2025-12-15T00:00:00.000Z
- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2025-12-15T00:00:00.000Z
- Rep. Cuellar, Henry [D-TX-28] (D-TX), 2025-12-15T00:00:00.000Z
- Rep. Soto, Darren [D-FL-9] (D-FL), 2025-12-15T00:00:00.000Z
- Rep. Gonzalez, Vicente [D-TX-34] (D-TX), 2025-12-15T00:00:00.000Z

## Provisions PRIA read

- Bigger marketplace tax credits in 2026-2027: benefit, high. If enacted, for tax years 2026 and 2027 many marketplace buyers would get larger premium tax credits. Eligibility would extend up to 935% of the federal poverty line (beyond the usual 400%). Required premium shares would be 0% up to 150% FPL; 0–2% at 150–200%; 2–4% at 200–250%; 4–6% at 250–300%; 6–…
- Longer marketplace enrollment and subsidy notice: benefit, medium. For plan year 2026, open enrollment would run from November 1, 2025 to May 15, 2026. Starting January 1, 2027, the marketplace would have to tell you your premium tax credit amount before you enroll, once it gets your advance decision. The Secretary would also check death records within 90 days and…
- Stronger oversight of insurance agents: benefit, medium. The bill would set new rules for agents and brokers who enroll people in marketplace plans. Starting no later than plan year 2029, the Secretary would audit, share fraud cases with states, and require consent proof and plain‑language notices to consumers. Commissions could be held until any applica…

## Related bills

- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-6575: CommonGround for Affordable Health Care Act
- 119-hr-1065: Protect Our Letter Carriers Act of 2025
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025

## Sources
- [119-hr-6232 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6232)

## Related
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-6575: CommonGround for Affordable Health Care Act](https://policyrisk.com/legislation/119-hr-6575)
- [119-hr-1065: Protect Our Letter Carriers Act of 2025](https://policyrisk.com/legislation/119-hr-1065)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6232 (as of 2026-10-17).