# 119-hr-6255: Affordable Insulin Now Act

119-hr-6255, Affordable Insulin Now Act, is a 119th Congress bill sponsored by Rep. Craig, Angie [D-MN-2] (D-MN); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6255
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6255
- Congress: 119
- Title: Affordable Insulin Now Act
- Status: introduced
- Introduced: 2025-11-21
- Sponsor: Rep. Craig, Angie [D-MN-2] (D-MN)
- Cosponsors: 11
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Caps out-of-pocket insulin costs at the lesser of $35 per 30-day supply or 25% of the negotiated price.** This bill would require no deductible for covered insulin and extend that cap to private group plans, ERISA plans, ACA marketplace coverage, and tax-qualified plans for plan years beginning after January 1, 2026. - Patients and families: Payments for selected insulin products would count toward plan deductibles and out-of-pocket maximums, reducing long-term cost exposure for people who use insulin. - Health plans and employers: Plans would have to cover a defined set of "selected insulin products" and include at least one dosage form of each insulin type (for example rapid-acting, long-acting, and premixed). The cost-sharing cap would be based on the negotiated price after price concessions, including amounts realized through pharmacy benefit managers. - Catastrophic and network rules: Catastrophic plans would be required to cover selected insulin before an enrollee reaches the annual limit. Plans are not compelled to cover selected insulin delivered by out-of-network providers and may apply higher cost-sharing for out-of-network delivery.

## Cosponsors (11)

- Rep. McBath, Lucy [D-GA-6] (D-GA), 2025-11-21T00:00:00.000Z
- Rep. Horsford, Steven [D-NV-4] (D-NV), 2025-11-21T00:00:00.000Z
- Rep. Landsman, Greg [D-OH-1] (D-OH), 2025-11-21T00:00:00.000Z
- Rep. Schrier, Kim [D-WA-8] (D-WA), 2025-11-21T00:00:00.000Z
- Rep. Davids, Sharice [D-KS-3] (D-KS), 2026-01-08T00:00:00.000Z
- Rep. Stevens, Haley M. [D-MI-11] (D-MI), 2026-01-08T00:00:00.000Z
- Rep. Carbajal, Salud O. [D-CA-24] (D-CA), 2026-04-22T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2026-05-20T00:00:00.000Z
- Rep. McIver, LaMonica [D-NJ-10] (D-NJ), 2026-06-25T00:00:00.000Z
- Rep. Cohen, Steve [D-TN-9] (D-TN), 2026-09-14T00:00:00.000Z
- Rep. Carter, Troy A. [D-LA-2] (D-LA), 2026-09-14T00:00:00.000Z

## Provisions PRIA read

- No deductible, cost cap for selected insulin: benefit, high. If enacted, private health plans would have to cover selected insulin with no deductible. Your cost per 30-day supply would be the lesser of $35 or 25% of the plan’s negotiated price after all price concessions (like rebates and discounts). These payments would count toward your deductible and out-…
- Out-of-network insulin may cost more: cost, medium. If enacted, plans with a provider network would not have to cover selected insulin from out-of-network providers. They could charge more than the in-network cap or refuse coverage. This would apply for plan years starting on or after January 1, 2026.
- Marketplace plan ratings ignore insulin waiver: mixed, medium. If enacted, when Marketplace plans set their metal level, they would ignore the special rule that waives deductibles for selected insulin products. This could change plan pricing or metal labels, depending on insurer and regulator choices. It would not change the insulin cost cap itself.

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-7977: Energy Bills Relief Act

## Sources
- [119-hr-6255 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6255)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6255 (as of 2026-09-21).
