# 119-hr-6284: Strengthening Loan Forgiveness for Public Service Workers Act

119-hr-6284, Strengthening Loan Forgiveness for Public Service Workers Act, is a 119th Congress bill sponsored by Rep. Swalwell, Eric [D-CA-14] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6284
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6284
- Congress: 119
- Title: Strengthening Loan Forgiveness for Public Service Workers Act
- Status: introduced
- Introduced: 2025-11-21
- Sponsor: Rep. Swalwell, Eric [D-CA-14] (D-CA)
- Cosponsors: 8
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expands and accelerates Public Service Loan Forgiveness (PSLF).** This bill would create a new, post-enactment forgiveness track for Federal Direct Loans and tighten the rule that borrowers must be in public service while making qualifying payments.

## Cosponsors (8)

- Rep. Boyle, Brendan F. [D-PA-2] (D-PA), 2025-11-21T00:00:00.000Z
- Rep. Garamendi, John [D-CA-8] (D-CA), 2025-11-21T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-11-21T00:00:00.000Z
- Rep. Pingree, Chellie [D-ME-1] (D-ME), 2025-11-21T00:00:00.000Z
- Rep. Horsford, Steven [D-NV-4] (D-NV), 2025-11-21T00:00:00.000Z
- Rep. Lofgren, Zoe [D-CA-18] (D-CA), 2025-11-21T00:00:00.000Z
- Rep. Larson, John B. [D-CT-1] (D-CT), 2026-03-17T00:00:00.000Z
- Rep. Vindman, Eugene Simon [D-VA-7] (D-VA), 2026-03-18T00:00:00.000Z

## Provisions PRIA read

- Faster loan relief for public service: benefit, high. If enacted, new Federal Direct Loans would get staged forgiveness for public service work. After 24 monthly payments, 15% of the original amount due would be canceled. After 48, 72, and 96 payments, another 15% would be canceled each time (60% total after 96). After 120 payments, the rest of your p…
- Stricter timing for Public Service forgiveness: mixed, medium. If enacted, you would need to be in a public service job during each of the 120 payments for them to count. The bill would also create a separate forgiveness path for new Federal Direct Loans made after enactment that are not in default. This could make current rules stricter for some borrowers and…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7973: Momnibus Act
- 119-hr-51: Washington, D.C. Admission Act
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-2086: Rights for the TSA Workforce Act
- 119-hr-5390: FAMILY Act

## Sources
- [119-hr-6284 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6284)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-51: Washington, D.C. Admission Act](https://policyrisk.com/legislation/119-hr-51)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-2086: Rights for the TSA Workforce Act](https://policyrisk.com/legislation/119-hr-2086)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6284 (as of 2026-04-21).