# 119-hr-6316: Tax Credit Extension Act

119-hr-6316, Tax Credit Extension Act, is a 119th Congress bill sponsored by Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6316
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6316
- Congress: 119
- Title: Tax Credit Extension Act
- Status: introduced
- Introduced: 2025-11-25
- Sponsor: Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ)
- Cosponsors: 0
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Extends and reshapes the premium tax credit** to keep enhanced subsidies in place and add new payment and savings mechanics while tightening eligibility checks and a minimum enrollee contribution. The bill would prolong higher tax-credit rules through 2027, let advance payments go directly to people or to a new Personal Health Savings Account, require a uniform minimum premium responsibility, fund cost-sharing reductions, and strengthen immigration-based eligibility checks.

## Provisions PRIA read

- Funding to keep cost-sharing help: benefit, medium. If enacted, the government would authorize money as needed to pay cost-sharing reductions. This could keep lower copays and deductibles in place for eligible marketplace enrollees. Treasury and HHS would decide the needed amount, and Congress would still have to appropriate it.
- Choose where your subsidy is paid: benefit, low. If enacted, you could choose where advance payments go for your premium tax credit. You could send them to your insurer or, if you have a bronze or catastrophic plan, to your Personal HSA. If you make no choice, payments would go to you. You could set up a Personal HSA, but only advance payments or…
- Marketplace credit extended; higher cap, new minimum: mixed, high. If enacted, the enhanced marketplace premium tax credit would run through 2027. Households with income up to 700% of the federal poverty level could qualify. Treasury and HHS could set a uniform minimum amount you must pay each month, which could lower the subsidy you get. These changes would apply…
- Tighter checks on subsidy eligibility for noncitizens: mixed, medium. If enacted, Treasury and HHS, with Homeland Security, would help marketplaces check if applicants are lawfully present. For tax years after December 31, 2026, they would also check if an applicant is an "eligible alien" under program rules. These checks would start for tax years beginning after Dec…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-5301: PIPES Act of 2025
- 119-hr-137: TCJA Permanency Act
- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-5061: Counter-UAS Authority Security, Safety, and Reauthorization Act

## Sources
- [119-hr-6316 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6316)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-5301: PIPES Act of 2025](https://policyrisk.com/legislation/119-hr-5301)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-5061: Counter-UAS Authority Security, Safety, and Reauthorization Act](https://policyrisk.com/legislation/119-hr-5061)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6316 (as of 2026-04-21).