# 119-hr-6536: Rural Depositories Revitalization Study Act

119-hr-6536, Rural Depositories Revitalization Study Act, is a 119th Congress bill sponsored by Rep. Norman, Ralph [R-SC-5] (R-SC); status in_committee (as of 2026-10-23).

- Canonical: https://policyrisk.com/legislation/119-hr-6536
- As of: 2026-10-23
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6536
- Congress: 119
- Title: Rural Depositories Revitalization Study Act
- Status: in_committee
- Introduced: 2025-12-09
- Sponsor: Rep. Norman, Ralph [R-SC-5] (R-SC)
- Cosponsors: 3
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-10-23

## Summary

**Would direct the Federal Reserve, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study ways to strengthen depository institutions that serve rural areas.** The study would identify methods to boost growth, capital adequacy, and profitability and would spot federal laws and agency rules that limit those methods or the creation of new rural banks. Agencies would have one year to deliver a joint report to Congress. The bill defines key terms such as "depository institution" and "rural" to set the study's scope.

## Cosponsors (3)

- Rep. Rose, John W. [R-TN-6] (R-TN), 2025-12-15T00:00:00.000Z
- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2025-12-15T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2026-01-07T00:00:00.000Z

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-2808: Homebuyers Privacy Protection Act

## Sources
- [119-hr-6536 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6536)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-2808: Homebuyers Privacy Protection Act](https://policyrisk.com/legislation/119-hr-2808)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6536 (as of 2026-10-23).