# 119-hr-6544: REVIEW Act of 2025

119-hr-6544, REVIEW Act of 2025, is a 119th Congress bill sponsored by Rep. Timmons, William R. [R-SC-4] (R-SC); status in_committee; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6544
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6544
- Congress: 119
- Title: REVIEW Act of 2025
- Status: in_committee
- Introduced: 2025-12-09
- Sponsor: Rep. Timmons, William R. [R-SC-4] (R-SC)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**This bill would require a formal seven-year cumulative impact review of financial regulations across all Federal financial institutions regulatory agencies.** It shortens the review cycle from once every 10 years to once every 7 years, expands which agencies are included, and demands data-informed assessments with cost estimates where practicable. - Consumers and households: Agencies would have to evaluate and report how regulations affect consumers' access to financial products and services, creating a documented account of consumer impacts. - Businesses and markets: Regulators would assess availability of financial products to financial and nonfinancial firms, examine effects on credit availability and market liquidity, and, where practicable, quantify direct and indirect economic costs. - Regulators and rulebooks: Each agency must conduct internal cumulative-impact reviews, summarize findings and determinations, incorporate public comments about regulatory burdens, and include recommendations to streamline, simplify, or eliminate duplicative, outdated, or unnecessarily burdensome regulations.

## Provisions PRIA read

- More frequent reviews by financial regulators: mixed, medium. If enacted, federal financial regulators would review their rules every 7 years instead of every 10 years. Each agency would run an internal cumulative-impact review that looks at effects on consumers’ access to financial products, availability for firms, credit availability, and market liquidity.…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-137: TCJA Permanency Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-7613: ALERT Act

## Sources
- [119-hr-6544 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6544)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-7613: ALERT Act](https://policyrisk.com/legislation/119-hr-7613)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6544 (as of 2026-09-21).