# 119-hr-6552: Bank-Fintech Partnership Enhancement Act

119-hr-6552, Bank-Fintech Partnership Enhancement Act, is a 119th Congress bill sponsored by Rep. Barr, Andy [R-KY-6] (R-KY); status in_committee (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6552
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6552
- Congress: 119
- Title: Bank-Fintech Partnership Enhancement Act
- Status: in_committee
- Introduced: 2025-12-10
- Sponsor: Rep. Barr, Andy [R-KY-6] (R-KY)
- Cosponsors: 6
- Policy area: Finance and Financial Sector
- Touches household money: no
- Last recorded action: 2026-09-21

## Summary

**Requires federal studies of bank and credit union partnerships with fintech firms.** The bill would have the Board of Governors of the Federal Reserve System (the Fed), the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) conduct a study of partnerships between banking organizations and fintech companies while the National Credit Union Administration (NCUA) runs a parallel study for credit unions to assess effects on competition, innovation, consumer protection, and potential legal or rule changes. - Consumers and families would get a formal review of how partnerships affect consumer protection and the availability of financial products and services. - Banks and credit unions would receive analysis on whether partnerships support new charter formation, shorten time to market, lower compliance burdens, boost customer acquisition, improve technology capabilities, and expand funding sources. - Fintech firms would be evaluated on whether partnerships help speed market entry and growth by reducing time to market and improving access to diverse funding. - Regulators and lawmakers would get reports to Congress with findings and determinations, and recommendations on changes to federal banking or credit union laws or agency rules, due within one year.

## Cosponsors (6)

- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2025-12-16T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-12-16T00:00:00.000Z
- Rep. Davidson, Warren [R-OH-8] (R-OH), 2025-12-16T00:00:00.000Z
- Rep. Moskowitz, Jared [D-FL-23] (D-FL), 2025-12-18T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2026-01-07T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2026-01-09T00:00:00.000Z

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025

## Sources
- [119-hr-6552 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6552)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-3514: Improving Seniors’ Timely Access to Care Act of 2025](https://policyrisk.com/legislation/119-hr-3514)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6552 (as of 2026-09-21).