# 119-hr-6553: TIER Act of 2025

119-hr-6553, TIER Act of 2025, is a 119th Congress bill sponsored by Rep. Barr, Andy [R-KY-6] (R-KY); status in_committee; PRIA reads it as touching household money (as of 2026-10-08).

- Canonical: https://policyrisk.com/legislation/119-hr-6553
- As of: 2026-10-08
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6553
- Congress: 119
- Title: TIER Act of 2025
- Status: in_committee
- Introduced: 2025-12-10
- Sponsor: Rep. Barr, Andy [R-KY-6] (R-KY)
- Cosponsors: 7
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-10-08

## Summary

**This bill would index and periodically raise federal bank asset thresholds so those regulatory trigger points keep pace with changes in current-dollar GDP.** It combines immediate increases in several statutory size cutoffs with a rule for automatic, five-year adjustments tied to GDP growth.

## Cosponsors (7)

- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2025-12-12T00:00:00.000Z
- Rep. Williams, Roger [R-TX-25] (R-TX), 2025-12-12T00:00:00.000Z
- Rep. Moore, Tim [R-NC-14] (R-NC), 2025-12-12T00:00:00.000Z
- Rep. Salazar, Maria Elvira [R-FL-27] (R-FL), 2025-12-15T00:00:00.000Z
- Rep. Lucas, Frank D. [R-OK-3] (R-OK), 2025-12-15T00:00:00.000Z
- Rep. Sessions, Pete [R-TX-17] (R-TX), 2025-12-16T00:00:00.000Z
- Rep. Nunn, Zachary [R-IA-3] (R-IA), 2025-12-16T00:00:00.000Z

## Provisions PRIA read

- Agencies must update rule thresholds: benefit, high. If enacted, the Fed, the Comptroller of the Currency, and the FDIC would review certain rules by June 30, 2026 and every five years after. They would find any numeric thresholds set by rule for enhanced prudential standards and adjust them using the same GDP ratio and rounding method as the statute…
- Automatically raise bank size limits: benefit, high. If enacted, this bill would make certain statutory asset-size limits rise automatically based on U.S. current-dollar GDP. The adjustment ratio would use Department of Commerce GDP figures and compare recent GDP to the year before April 1, 2026. The first calculation is due by April 1, 2031 and then…
- Raise current bank size thresholds: benefit, high. If enacted, the bill would immediately raise several statutory asset-size cutoffs. Examples: $10 billion thresholds would become $15 billion. $100 billion thresholds would become $150 billion. $250 billion thresholds would become $370 billion. $50 billion thresholds would become $75 billion. The Fe…

## Related bills

- 119-hr-6955: Main Street Capital Access Act
- 119-hr-10184: Consumer Financial Protection Accountability and Reform Act of 2026
- 119-hr-1422: Enhanced Iran Sanctions Act of 2025
- 119-hr-4936: TRAPS Act
- 119-hr-1919: Anti-CBDC Surveillance State Act
- 119-hr-979: AM Radio for Every Vehicle Act of 2025

## Sources
- [119-hr-6553 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6553)

## Related
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-10184: Consumer Financial Protection Accountability and Reform Act of 2026](https://policyrisk.com/legislation/119-hr-10184)
- [119-hr-1422: Enhanced Iran Sanctions Act of 2025](https://policyrisk.com/legislation/119-hr-1422)
- [119-hr-4936: TRAPS Act](https://policyrisk.com/legislation/119-hr-4936)
- [119-hr-1919: Anti-CBDC Surveillance State Act](https://policyrisk.com/legislation/119-hr-1919)
- [119-hr-979: AM Radio for Every Vehicle Act of 2025](https://policyrisk.com/legislation/119-hr-979)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6553 (as of 2026-10-08).