# 119-hr-6760: Protecting Access to Affordable Coverage Act of 2025

119-hr-6760, Protecting Access to Affordable Coverage Act of 2025, is a 119th Congress bill sponsored by Rep. Pappas, Chris [D-NH-1] (D-NH); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6760
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6760
- Congress: 119
- Title: Protecting Access to Affordable Coverage Act of 2025
- Status: introduced
- Introduced: 2025-12-16
- Sponsor: Rep. Pappas, Chris [D-NH-1] (D-NH)
- Cosponsors: 5
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**This bill would make it easier to enroll in Affordable Care Act marketplace plans by expanding enrollment windows and creating targeted special enrollment and funding rules.** It focuses on a longer open enrollment for plan year 2026, monthly special enrollment for very low-income people, stronger navigator rules, and a dedicated funding stream for federal Exchanges. - Families and low-income shoppers would gain a monthly special enrollment period if they are eligible for advance premium tax credits and their household income is not expected to exceed **150% of the poverty line**. It would also strike a limiting clause from the premium tax credit rules in the tax code. - Consumers choosing plans for 2026 would see a defined open enrollment window that would begin no later than **November 1, 2025** and end no earlier than **May 1, 2026** for that plan year. - Exchanges and navigators would face new requirements and funding changes. Navigator grants would be limited to entities with a physical presence in the State and grant recipients could not charge fees to applicants or enrollees. The bill would set aside **$100 million** each year from issuer user fees and provide a baseline grant of **$1.25 million** per Exchange, with the rest allocated by enrollment formulas.

## Cosponsors (5)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2025-12-16T00:00:00.000Z
- Rep. Goodlander, Maggie [D-NH-2] (D-NH), 2025-12-16T00:00:00.000Z
- Rep. Johnson, Julie [D-TX-32] (D-TX), 2025-12-16T00:00:00.000Z
- Rep. Salinas, Andrea [D-OR-6] (D-OR), 2025-12-17T00:00:00.000Z
- Rep. McClain Delaney, April [D-MD-6] (D-MD), 2026-01-13T00:00:00.000Z

## Provisions PRIA read

- More monthly enrollment and subsidies: benefit, high. If enacted, the bill would remove a limiting clause from the premium tax credit rules and expand who can get advance premium tax credits. If enacted, the bill would also create a special enrollment period available once each month for people who are eligible for advance payments of premium tax cred…
- More local navigators and steady funding: benefit, medium. If enacted, the government would set aside $100 million per year from issuer user fees beginning in fiscal year 2026 to fund navigator grants for federally run Exchanges. Each federal Exchange would get a $1,250,000 baseline plus a share of the remaining funds based on prior-year enrollment. For pl…
- Longer open enrollment for 2026: benefit, low. If enacted, the open enrollment period for plan year 2026 would have to start no later than November 1, 2025 and run at least until May 1, 2026. That would give people more time to sign up for 2026 qualified health plans.
- Restore prior enrollment verification rules: mixed, medium. If enacted, the bill would repeal the verification changes made by section 71303 of H. Con. Res. 14 and restore the prior verification rules for Exchanges. That would change how people prove eligibility for Exchange coverage and Medicaid and could speed some enrollments while changing the administr…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7973: Momnibus Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025
- 119-hr-5390: FAMILY Act

## Sources
- [119-hr-6760 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6760)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-20: Richard L. Trumka Protecting the Right to Organize Act of 2025](https://policyrisk.com/legislation/119-hr-20)
- [119-hr-5390: FAMILY Act](https://policyrisk.com/legislation/119-hr-5390)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6760 (as of 2026-04-21).