# 119-hr-6829: International Financial Access Improvements Act

119-hr-6829, International Financial Access Improvements Act, is a 119th Congress bill sponsored by Rep. Waters, Maxine [D-CA-43] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6829
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6829
- Congress: 119
- Title: International Financial Access Improvements Act
- Status: introduced
- Introduced: 2025-12-17
- Sponsor: Rep. Waters, Maxine [D-CA-43] (D-CA)
- Cosponsors: 0
- Policy area: International Affairs
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Stronger U.S. reporting and coordinated exams to fight narcotics-related money laundering.** This bill would expand what the State Department reports about country progress under the Foreign Assistance Act, centralize Treasury coordination into a dedicated money-laundering volume, and require a 180-day plan to make Bank Secrecy Act (BSA) exams more consistent across federal banking agencies. - Countries named in the Foreign Assistance Act would get more specific examples of improvements, such as adopting laws and regulations, tougher enforcement like penalties and prosecutions, asset seizures, changes in international evaluation status, prevention efforts, and bilateral or multilateral initiatives. - The President would have to consult the Secretary of the Treasury on money-laundering sections and include all related material in a separate report volume sent to the House Committee on Financial Services and the Senate Committee on Banking, Housing, and Urban Affairs. - The Secretary of the Treasury would consult federal banking agencies, the Financial Institutions Examination Council, and the Bank Secrecy Act Advisory Group and then submit, within 180 days, a report describing steps to build more consistent BSA exams across those agencies. - The bill would also define key terms, including what counts as the Bank Secrecy Act and the meaning of a federal banking agency, to guide reporting and exam coordination.

## Provisions PRIA read

- More country reporting on drug money: benefit, low. If enacted, the bill would require each country entry in the annual report to include, when information is available, examples of improvements against narcotics-related money laundering tied to existing findings. Examples must cover actions after new laws or regulations, stronger enforcement (like…
- Make Bank Secrecy Act exams consistent: mixed, medium. If enacted, the bill would require the Secretary of the Treasury, within 180 days after enactment, to consult with Federal banking agencies, the Financial Institutions Examination Council, and the Bank Secrecy Act Advisory Group on how to build more consistent Bank Secrecy Act exams across agencies…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6771: Housing Crisis Response Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hres-1299: Providing for the concurrence by the House in the Senate amendment to H.R. 6644, with amendment.
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026

## Sources
- [119-hr-6829 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6829)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6771: Housing Crisis Response Act of 2025](https://policyrisk.com/legislation/119-hr-6771)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hres-1299: Providing for the concurrence by the House in the Senate amendment to H.R. 6644…](https://policyrisk.com/legislation/119-hres-1299)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6829 (as of 2026-04-21).