# 119-hr-6838: To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.

119-hr-6838, To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions., is a 119th Congress bill sponsored by Rep. Barr, Andy [R-KY-6] (R-KY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-6838
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-6838
- Congress: 119
- Title: To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.
- Status: introduced
- Introduced: 2025-12-18
- Sponsor: Rep. Barr, Andy [R-KY-6] (R-KY)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Requires federal banking regulators to weigh economic growth alongside safety and soundness.** The bill amends four major banking statutes so supervisors must consider economic growth when carrying out supervisory functions under each law. - Regulators: The NCUA Board, the FDIC, national bank supervisors, and the Federal Reserve must add economic growth to the factors they use during examinations and other supervisory actions. - Financial institutions: Banks and credit unions will be evaluated under an explicit framework that balances economic growth considerations with traditional safety and soundness concerns. - Scope and implementation: The change is permanent across the four statutes and only changes the agencies' evaluative criteria. It does not create new programs, funding streams, phase‑in or sunset provisions, or numeric performance metrics.

## Provisions PRIA read

- Regulators would weigh economic growth: mixed, high. This bill would require the FDIC, NCUA, the Federal Reserve, and national bank supervisors to consider economic growth when supervising. It would not create new programs, funding, or deadlines. It would add growth alongside safety and soundness as a factor in supervisory decisions. Households would…

## Related bills

- 119-hr-137: TCJA Permanency Act
- 119-hr-4312: SCORE Act
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-8398: Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act
- 119-hr-2246: Foreign Investment Guardrails to Help Thwart (FIGHT) China Act

## Sources
- [119-hr-6838 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/6838)

## Related
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-4312: SCORE Act](https://policyrisk.com/legislation/119-hr-4312)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-8398: Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act](https://policyrisk.com/legislation/119-hr-8398)
- [119-hr-2246: Foreign Investment Guardrails to Help Thwart (FIGHT) China Act](https://policyrisk.com/legislation/119-hr-2246)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-6838 (as of 2026-04-21).