# 119-hr-7104: Immediate Access for the Terminally Ill Act

119-hr-7104, Immediate Access for the Terminally Ill Act, is a 119th Congress bill sponsored by Rep. Harshbarger, Diana [R-TN-1] (R-TN); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7104
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7104
- Congress: 119
- Title: Immediate Access for the Terminally Ill Act
- Status: introduced
- Introduced: 2026-01-15
- Sponsor: Rep. Harshbarger, Diana [R-TN-1] (R-TN)
- Cosponsors: 0
- Policy area: Social Welfare
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Early Disability Insurance option for certain terminally ill people** and tighter rules for Compassionate Allowance additions and benefit offsets. - People with incurable terminal illnesses on the Compassionate Allowance list would be able to elect Disability Insurance (DI) when they file and skip the normal waiting period. The monthly benefit for those who choose it would be 93% of the usual amount and the choice would be irrevocable. - No disease could be added to the Compassionate Allowance Conditions list unless Congress enacts a law approving the addition. - If someone is entitled to DI and also receives unemployment before retirement age, DI and other wage-based benefits for that month would be reduced to zero. The bill would require agencies to share information to make timely decisions and would let Social Security recover overpayments by withholding as little as 10% of a payment to avoid defeating the program's purpose.

## Provisions PRIA read

- DI payments cut when also unemployed: cost, high. If enacted, the bill would make your DI and related Social Security benefits for a month zero if you are entitled to DI and to unemployment compensation for that same month and you are below retirement age. This rule applies only for months before you reach retirement age. The Social Security Admin…
- Minimum 10% Social Security withholding: cost, medium. If enacted, the bill would allow the Commissioner to recover OASDI overpayments by taking less than your entire monthly payment only when taking the whole payment would defeat the purpose. Any smaller reduction chosen must be at least 10% of the payment. This codifies a minimum 10% withholding opti…
- Immediate DI option for terminally ill: mixed, medium. If enacted, the bill would let certain terminally ill applicants choose to start Disability Insurance (DI) in the first month they are entitled. You would have to make the choice when you file and it would be irrevocable. Monthly DI for electing people would be 93% of the amount otherwise payable.…

## Related bills

- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-6225: PAUSE Act of 2025
- 119-hr-4706: Protecting Our Farms and Homes from China Act
- 119-hr-8443: End H–1B Visa Abuse Act of 2026
- 119-hr-3589: RESTORE Act
- 119-hr-2395: SHORT Act

## Sources
- [119-hr-7104 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7104)

## Related
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-6225: PAUSE Act of 2025](https://policyrisk.com/legislation/119-hr-6225)
- [119-hr-4706: Protecting Our Farms and Homes from China Act](https://policyrisk.com/legislation/119-hr-4706)
- [119-hr-8443: End H–1B Visa Abuse Act of 2026](https://policyrisk.com/legislation/119-hr-8443)
- [119-hr-3589: RESTORE Act](https://policyrisk.com/legislation/119-hr-3589)
- [119-hr-2395: SHORT Act](https://policyrisk.com/legislation/119-hr-2395)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7104 (as of 2026-04-21).