# 119-hr-7109: Small Business Child Care Investment Act

119-hr-7109, Small Business Child Care Investment Act, is a 119th Congress bill sponsored by Rep. Lee, Susie [D-NV-3] (D-NV); status introduced; PRIA reads it as touching household money (as of 2026-07-15).

- Canonical: https://policyrisk.com/legislation/119-hr-7109
- As of: 2026-07-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7109
- Congress: 119
- Title: Small Business Child Care Investment Act
- Status: introduced
- Introduced: 2026-01-15
- Sponsor: Rep. Lee, Susie [D-NV-3] (D-NV)
- Cosponsors: 2
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-07-15

## Summary

**This bill would expand SBA loan access to covered nonprofit child care providers.** It defines which nonprofit child care organizations qualify and sets how loans would be made, guaranteed, and reported to Congress. - Nonprofit child care providers: Would be treated as small business concerns for SBA loans and financings, making them eligible for loans under section 7(a) and the 504 program. To qualify they must be 501(c)(3) organizations, state licensed, primarily serve children from birth to school age, meet federal background check rules for staff and volunteers, and certify nondiscrimination. - Lenders and loan rules: Loans to these providers must be made with banks, certified development companies, or other financial institutions through deferred participation. The SBA would be prohibited from making direct loans or immediate participation and loans over $500,000 would need a third-party guarantee. - Oversight and reporting: The SBA would file a report to Congress within one year and annually after that listing the number and amount of 7(a) and 504 loans to covered providers and any other relevant information the Administrator selects.

## Cosponsors (2)

- Rep. Stauber, Pete [R-MN-8] (R-MN), 2026-01-15T00:00:00.000Z
- Rep. Lawler, Michael [R-NY-17] (R-NY), 2026-07-13T00:00:00.000Z

## Provisions PRIA read

- New SBA loans for nonprofit child care: mixed, medium. If enacted, the bill would create a legal definition of a "covered nonprofit child care provider." To qualify, an organization would need state child care licensing, 501(c)(3) tax-exempt status, be mainly engaged in child care, meet SBA small-business size rules, and have employees and regular volu…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-7977: Energy Bills Relief Act

## Sources
- [119-hr-7109 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7109)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7109 (as of 2026-07-15).