# 119-hr-7141: Affordable Housing Guarantee Act

119-hr-7141, Affordable Housing Guarantee Act, is a 119th Congress bill sponsored by Rep. Miller-Meeks, Mariannette [R-IA-1] (R-IA); status in_committee; PRIA reads it as touching household money (as of 2026-08-22).

- Canonical: https://policyrisk.com/legislation/119-hr-7141
- As of: 2026-08-22
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7141
- Congress: 119
- Title: Affordable Housing Guarantee Act
- Status: in_committee
- Introduced: 2026-01-16
- Sponsor: Rep. Miller-Meeks, Mariannette [R-IA-1] (R-IA)
- Cosponsors: 0
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-08-22

## Summary

**Two-tier VA loan guaranty: 50% for certain disabled veterans, 25% for other veterans.** The bill rewrites how the Department of Veterans Affairs sets the maximum guaranty on VA home loans by splitting guarantees into two categories based on service-connected disability and entitlement status. - Veterans with a service-connected disability whose entitlement is unused or fully restored get a higher maximum guaranty equal to 50% of the loan. - All other veterans receive a maximum guaranty equal to 25% of the loan. - The bill changes only the guaranty percentages and keeps the VA loan guaranty program's existing structure, definitions, and eligibility rules.

## Provisions PRIA read

- New VA home loan guarantee levels: benefit, medium. If enacted, this bill would set two guaranty levels for certain VA home loans. Veterans with a service‑connected disability would qualify if their entitlement under the VA home loan law is unused or fully restored. Those veterans would have a guaranty equal to 50 percent of the loan. Other veterans…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-4669: FEMA Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-4895: Afghan Adjustment Act
- 119-hr-1656: PLUS for Veterans Act of 2025

## Sources
- [119-hr-7141 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7141)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-4895: Afghan Adjustment Act](https://policyrisk.com/legislation/119-hr-4895)
- [119-hr-1656: PLUS for Veterans Act of 2025](https://policyrisk.com/legislation/119-hr-1656)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7141 (as of 2026-08-22).