# 119-hr-7215: Stop SCAMS Act

119-hr-7215, Stop SCAMS Act, is a 119th Congress bill sponsored by Rep. Harder, Josh [D-CA-9] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7215
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7215
- Congress: 119
- Title: Stop SCAMS Act
- Status: introduced
- Introduced: 2026-01-22
- Sponsor: Rep. Harder, Josh [D-CA-9] (D-CA)
- Cosponsors: 2
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**A federal anti-scam coordination effort** would centralize how the government defines, tracks, and fights scams across agencies and make reporting more consistent and public. - Consumers and victims: The bill would require a government-wide estimate, within 2 years, of how many consumers are harmed by scams each year, including unreported incidents, and the total dollar losses. This aims to make the scale of harm clearer for households. - Federal agencies and law enforcement: The FBI Director would lead a cross-agency strategy to adopt a single definition of “scam,” explore harmonized data collection fields like scam type, dollar loss, and payment method, and coordinate anti-scam activities. The FBI, the Bureau of Consumer Financial Protection, and the Federal Trade Commission would each have to report scam-complaint estimates and set metrics and plans to measure the effectiveness of anti-scam training within 1 year. - Public transparency and research: All three agencies would have to publicly disclose their scam-complaint estimates in any annual scams report, creating a more consistent public record for researchers and the press.

## Cosponsors (2)

- Rep. Fitzpatrick, Brian K. [R-PA-1] (R-PA), 2026-01-22T00:00:00.000Z
- Rep. Van Drew, Jefferson [R-NJ-2] (R-NJ), 2026-04-13T00:00:00.000Z

## Provisions PRIA read

- Stronger federal plan to fight scams: benefit, high. If enacted, the bill would require the FBI Director to lead a government-wide plan to fight scams. The Director would work with the Consumer Financial Protection Bureau, the Federal Trade Commission, and other agencies. Within 1 year, the Director would adopt a single definition of “scam,” list sca…

## Related bills

- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-2086: Rights for the TSA Workforce Act
- 119-hr-5123: Indoor Air Quality and Healthy Schools Act of 2025
- 119-hr-4669: FEMA Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1902: HERO Act

## Sources
- [119-hr-7215 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7215)

## Related
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-2086: Rights for the TSA Workforce Act](https://policyrisk.com/legislation/119-hr-2086)
- [119-hr-5123: Indoor Air Quality and Healthy Schools Act of 2025](https://policyrisk.com/legislation/119-hr-5123)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1902: HERO Act](https://policyrisk.com/legislation/119-hr-1902)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7215 (as of 2026-04-21).