# 119-hr-7221: Stopping Wall Street From Competing With Main Street Homebuyers Act

119-hr-7221, Stopping Wall Street From Competing With Main Street Homebuyers Act, is a 119th Congress bill sponsored by Rep. Luna, Anna Paulina [R-FL-13] (R-FL); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7221
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7221
- Congress: 119
- Title: Stopping Wall Street From Competing With Main Street Homebuyers Act
- Status: introduced
- Introduced: 2026-01-22
- Sponsor: Rep. Luna, Anna Paulina [R-FL-13] (R-FL)
- Cosponsors: 0
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Blocks large investment funds from buying and holding single-family homes.** The bill would add Section 12A to the Investment Company Act of 1940 to ban purchases and require staged divestment of single-family homes by covered funds. - A covered fund would be a registered investment company, a real estate investment trust, or a private fund with more than $500 million in assets under management, or that in the prior year owned 100 or more single-family homes or bought more than 5 single-family homes in a 30-day period. A single-family home would mean a residential structure or mobile home with one housing unit. - Starting 90 days after enactment, covered funds would be prohibited from purchasing single-family homes. Ten years after enactment, covered funds would be barred from holding any single-family homes, including through subsidiaries or parent companies. - Funds that hold single-family homes on the date of enactment would have a phased divestment requirement to sell at least 10 percent of those homes each year for 10 years.

## Provisions PRIA read

- Stops big funds from buying homes: benefit, medium. If enacted, the bill would bar covered funds from buying single-family homes starting 90 days after enactment. Covered funds that own single-family homes on the enactment date would have to sell at least 10% of those homes each year for ten years. Not later than 10 years after enactment, covered fu…

## Related bills

- 119-hr-8324: Great American Healthcare Plan
- 119-hr-1144: Frederick Douglass Trafficking Victims Prevention and Protection Reauthorization Act of 2025
- 119-hr-687: MERIT Act of 2025
- 119-hr-4123: FIT Procurement Act
- 119-hr-8827: ASSIMILATION Act
- 119-hr-9298: Stopping Harmful and Outrageous Torts Act

## Sources
- [119-hr-7221 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7221)

## Related
- [119-hr-8324: Great American Healthcare Plan](https://policyrisk.com/legislation/119-hr-8324)
- [119-hr-1144: Frederick Douglass Trafficking Victims Prevention and Protection Reauthorizatio…](https://policyrisk.com/legislation/119-hr-1144)
- [119-hr-687: MERIT Act of 2025](https://policyrisk.com/legislation/119-hr-687)
- [119-hr-4123: FIT Procurement Act](https://policyrisk.com/legislation/119-hr-4123)
- [119-hr-8827: ASSIMILATION Act](https://policyrisk.com/legislation/119-hr-8827)
- [119-hr-9298: Stopping Harmful and Outrageous Torts Act](https://policyrisk.com/legislation/119-hr-9298)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7221 (as of 2026-04-21).