# 119-hr-7355: Flood History Information Act of 2026

119-hr-7355, Flood History Information Act of 2026, is a 119th Congress bill sponsored by Rep. Dean, Madeleine [D-PA-4] (D-PA); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7355
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7355
- Congress: 119
- Title: Flood History Information Act of 2026
- Status: introduced
- Introduced: 2026-02-04
- Sponsor: Rep. Dean, Madeleine [D-PA-4] (D-PA)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Expanded flood insurance data sharing** would let the National Flood Insurance Program share detailed policy and claims records with private insurers under data agreements. It would also give buyers, lessees, and current owners access to a property's flood-claims history and other risk details. - Private insurers that sign data-sharing agreements could receive property location, coverage amounts, dates of loss, claim payments, and other NFIP policy or claim details for underwriting, rate-setting, and claims handling. They must provide their own policy and claims data back to the NFIP and may not use the shared data for marketing. - People buying, leasing, or owning a property could request the number and dollar value of claims for the property, factors related to causes of loss, whether prior federal disaster aid creates a mandatory purchase requirement, and other information the NFIP Administrator deems necessary to show true flood risk. - The bill treats disclosures as routine uses under federal privacy law and lets the NFIP charge participating insurers fees that must be deposited into the National Flood Insurance Fund, while current property owners would not be charged for requests.

## Cosponsors (1)

- Rep. Garbarino, Andrew R. [R-NY-2] (R-NY), 2026-02-04T00:00:00.000Z

## Provisions PRIA read

- Property flood history for buyers, renters: benefit, low. If enacted, the NFIP Administrator would provide property-specific flood insurance history when asked by a purchaser, lessee, or current owner. The report would cover the property you are under contract to buy or lease, or your current property. It would list the number and dollar value of claims,…
- NFIP data sharing with insurers: mixed, low. If enacted, the bill would create a Data Exchange Program letting the NFIP share specified policy and claim records with private insurance companies that sign data-sharing agreements. Shared data could include property location (address and latitude/longitude), coverage amounts, dates of loss, amou…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act

## Sources
- [119-hr-7355 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7355)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7355 (as of 2026-04-21).