# 119-hr-7484: Community Bank Relief Act

119-hr-7484, Community Bank Relief Act, is a 119th Congress bill sponsored by Rep. Barr, Andy [R-KY-6] (R-KY); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7484
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7484
- Congress: 119
- Title: Community Bank Relief Act
- Status: introduced
- Introduced: 2026-02-11
- Sponsor: Rep. Barr, Andy [R-KY-6] (R-KY)
- Cosponsors: 1
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Indexes a specified dollar amount in the Electronic Fund Transfer Act to inflation so the figure keeps pace with price changes.** This bill would add an “Inflation adjustments” rule to 15 U.S.C. 1693o-2(a)(6) that directs the Board of Governors of the Federal Reserve System to adjust the named amount by the annual change in the Consumer Price Index for October. The first adjustment must happen by July 1, 2026. After that the Board would update the amount every January 15. Before the first scheduled annual update the Board would make a one-time increase equal to the change from October 2009 to October 2025 in the October CPI.

## Cosponsors (1)

- Rep. Schmidt, Derek [R-KS-2] (R-KS), 2026-03-26T00:00:00.000Z

## Provisions PRIA read

- Card fee limit tied to inflation: cost, low. This bill would tie a dollar limit used in card-fee rules to inflation. The Federal Reserve Board would make a one-time change based on October 2025 versus October 2009 CPI. The Board would make the first scheduled annual adjustment by July 1, 2026. After that, it would adjust the limit each year u…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-2725: Affordable Housing Credit Improvement Act of 2025
- 119-hr-137: TCJA Permanency Act
- 119-hr-9298: Stopping Harmful and Outrageous Torts Act
- 119-hr-2548: Sanctioning Russia Act of 2025
- 119-hr-7548: SCAM Act

## Sources
- [119-hr-7484 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7484)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-2725: Affordable Housing Credit Improvement Act of 2025](https://policyrisk.com/legislation/119-hr-2725)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-9298: Stopping Harmful and Outrageous Torts Act](https://policyrisk.com/legislation/119-hr-9298)
- [119-hr-2548: Sanctioning Russia Act of 2025](https://policyrisk.com/legislation/119-hr-2548)
- [119-hr-7548: SCAM Act](https://policyrisk.com/legislation/119-hr-7548)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7484 (as of 2026-04-21).