# 119-hr-7586: American Families First Act

119-hr-7586, American Families First Act, is a 119th Congress bill sponsored by Rep. Stutzman, Marlin A. [R-IN-3] (R-IN); status in_committee; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7586
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7586
- Congress: 119
- Title: American Families First Act
- Status: in_committee
- Introduced: 2026-02-13
- Sponsor: Rep. Stutzman, Marlin A. [R-IN-3] (R-IN)
- Cosponsors: 0
- Policy area: Housing and Community Development
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Prioritizes individual homebuyers over large institutional investors in government-backed single-family housing.** This bill would require federal housing agencies and government-sponsored enterprises to adopt rules that limit sales, guarantees, and financing that steer single-family homes to large investors. - Families: Makes it harder for big investors to buy homes tied to federal programs. Encourages sales to individual owner-occupants through first-look policies, disclosure rules, and anti-circumvention measures. - Agencies and government-sponsored enterprises: Within 180 days the relevant agencies must issue guidance. They must define a "large institutional investor", and restrict providing, approving, insuring, guaranteeing, securitizing, or otherwise facilitating investor purchases and disposals of Federal single-family assets. - Large institutional investors and developers: Bars acquisitions of single-family homes via federal approvals or financing, while allowing narrowly tailored exceptions for planned build-to-rent communities and other limited agency-determined exceptions.

## Provisions PRIA read

- Limit big investors buying single-family homes: benefit, medium. If enacted, this bill would require five federal housing agencies to issue guidance within 180 days. The guidance would, to the maximum extent permitted by law, define "large institutional investor" for each agency. It would tell agencies and government-sponsored enterprises not to approve, insure,…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-137: TCJA Permanency Act
- 119-hr-2570: Maximum Pressure Act
- 119-hr-6955: Main Street Capital Access Act
- 119-hr-4706: Protecting Our Farms and Homes from China Act

## Sources
- [119-hr-7586 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7586)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-137: TCJA Permanency Act](https://policyrisk.com/legislation/119-hr-137)
- [119-hr-2570: Maximum Pressure Act](https://policyrisk.com/legislation/119-hr-2570)
- [119-hr-6955: Main Street Capital Access Act](https://policyrisk.com/legislation/119-hr-6955)
- [119-hr-4706: Protecting Our Farms and Homes from China Act](https://policyrisk.com/legislation/119-hr-4706)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7586 (as of 2026-04-21).