# 119-hr-7598: VALOR Act

119-hr-7598, VALOR Act, is a 119th Congress bill sponsored by Rep. Levin, Mike [D-CA-49] (D-CA); status in_committee; PRIA reads it as touching household money (as of 2026-09-30).

- Canonical: https://policyrisk.com/legislation/119-hr-7598
- As of: 2026-09-30
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7598
- Congress: 119
- Title: VALOR Act
- Status: in_committee
- Introduced: 2026-02-17
- Sponsor: Rep. Levin, Mike [D-CA-49] (D-CA)
- Cosponsors: 4
- Policy area: Armed Forces and National Security
- Touches household money: yes
- Last recorded action: 2026-09-30

## Summary

**Creates guaranteed refunds and credits for housing loan origination fees paid by veterans with pending disability claims.** The bill would treat fees collected in violation as overpayments and require the Secretary of Veterans Affairs to either refund the amount or credit it to the loan. It would also require the Secretary to reimburse a veteran who paid a fee while a disability compensation claim or a notice of intent to file was pending if that claim is later approved and compensation is awarded.

## Cosponsors (4)

- Rep. Sessions, Pete [R-TX-17] (R-TX), 2026-09-28T00:00:00.000Z
- Del. Moylan, James C. [R-GU-At Large] (R-GU), 2026-02-17T00:00:00.000Z
- Rep. Correa, J. Luis [D-CA-46] (D-CA), 2026-05-13T00:00:00.000Z
- Rep. Hamadeh, Abraham J. [R-AZ-8] (R-AZ), 2026-05-13T00:00:00.000Z

## Provisions PRIA read

- Reimburse loan fees for veterans: benefit, medium. If enacted, the VA would still collect the usual housing loan fee when a veteran has a pending disability claim or a notice of intent at application. If that disability claim is later approved and the veteran receives compensation after paying the fee, the Secretary would reimburse the veteran the…
- Refunds for unlawful housing fees: benefit, low. If enacted, any housing loan fee collected in violation of paragraph (1) would be treated as an overpayment. The Secretary would either refund that fee to the person or, if it was paid as part of a loan, credit the amount back to the loan. The bill does not specify timelines or dollar limits for re…

## Related bills

- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act
- 119-hr-2102: Major Richard Star Act
- 119-hr-4393: DIGNIDAD (Dignity) Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-9237: Take Care of America’s Veterans Act

## Sources
- [119-hr-7598 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7598)

## Related
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-842: Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage A…](https://policyrisk.com/legislation/119-hr-842)
- [119-hr-2102: Major Richard Star Act](https://policyrisk.com/legislation/119-hr-2102)
- [119-hr-4393: DIGNIDAD (Dignity) Act of 2025](https://policyrisk.com/legislation/119-hr-4393)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7598 (as of 2026-09-30).