# 119-hr-7681: HSA’s For All Act

119-hr-7681, HSA’s For All Act, is a 119th Congress bill sponsored by Rep. Bean, Aaron [R-FL-4] (R-FL); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7681
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7681
- Congress: 119
- Title: HSA’s For All Act
- Status: introduced
- Introduced: 2026-02-25
- Sponsor: Rep. Bean, Aaron [R-FL-4] (R-FL)
- Cosponsors: 7
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Broadens HSA eligibility beyond high-deductible health plans to include qualified ACA Exchange plans and employer group health plans.** This bill would replace the old HDHP requirement with a new "covered health plan" test that covers qualified health plans offered through ACA Exchanges and group health plans under the Public Health Service Act. - Families and individuals who buy coverage through ACA Exchanges could open and contribute to Health Savings Accounts if their plan is a qualified health plan. This makes HSAs available to people who previously were excluded because their plan was not a high-deductible plan. - Workers enrolled in employer group health plans would also become eligible to use HSAs even when their employer plan is not a high-deductible health plan. This could expand HSA access for many employees who get coverage through work. - The Internal Revenue Code would be updated so multiple tax provisions use the new "covered health plan" definition. The change would apply to taxable years beginning after December 31, 2026.

## Cosponsors (7)

- Rep. Barrett, Tom [R-MI-7] (R-MI), 2026-02-25T00:00:00.000Z
- Rep. Haridopolos, Mike [R-FL-8] (R-FL), 2026-02-25T00:00:00.000Z
- Rep. Moran, Nathaniel [R-TX-1] (R-TX), 2026-03-25T00:00:00.000Z
- Rep. Fitzgerald, Scott [R-WI-5] (R-WI), 2026-04-22T00:00:00.000Z
- Rep. Moore, Blake D. [R-UT-1] (R-UT), 2026-05-21T00:00:00.000Z
- Rep. Grothman, Glenn [R-WI-6] (R-WI), 2026-07-20T00:00:00.000Z
- Rep. Carey, Mike [R-OH-15] (R-OH), 2026-07-22T00:00:00.000Z

## Provisions PRIA read

- More people can use HSAs: benefit, high. If enacted, you would be able to open or contribute to a Health Savings Account (HSA) for any month. To qualify, you would only need to be covered on the first day of the month by a "covered health plan." "Covered health plan" would mean either an ACA Exchange qualified health plan or any group hea…

## Related bills

- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025
- 119-hr-4382: America’s Olympic and Paralympic Games Commemorative Coins Act
- 119-hr-5267: American Franchise Act
- 119-hr-3699: Energy Choice Act
- 119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act

## Sources
- [119-hr-7681 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7681)

## Related
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-38: Constitutional Concealed Carry Reciprocity Act of 2025](https://policyrisk.com/legislation/119-hr-38)
- [119-hr-4382: America’s Olympic and Paralympic Games Commemorative Coins Act](https://policyrisk.com/legislation/119-hr-4382)
- [119-hr-5267: American Franchise Act](https://policyrisk.com/legislation/119-hr-5267)
- [119-hr-3699: Energy Choice Act](https://policyrisk.com/legislation/119-hr-3699)
- [119-hr-1628: 761st Tank Battalion Congressional Gold Medal Act](https://policyrisk.com/legislation/119-hr-1628)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7681 (as of 2026-09-21).