# 119-hr-7860: Stop ACA Enrollment Fraud Act of 2026

119-hr-7860, Stop ACA Enrollment Fraud Act of 2026, is a 119th Congress bill sponsored by Rep. Barrett, Tom [R-MI-7] (R-MI); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-7860
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-7860
- Congress: 119
- Title: Stop ACA Enrollment Fraud Act of 2026
- Status: introduced
- Introduced: 2026-03-09
- Sponsor: Rep. Barrett, Tom [R-MI-7] (R-MI)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Enrollment integrity** is the goal. This bill would add rules to the Affordable Care Act to stop duplicate premium tax credit payments and require explicit consumer consent for enrollments made by agents and brokers. - Families and individuals would have to give consent through a federal mechanism before an agent or broker enrollment takes effect for plan years beginning January 1, 2027. This consent cannot be just an attestation from the agent or broker. - Agents and brokers would no longer be able to rely on their own attestation to enroll someone. They must use the Secretary's consent mechanism to complete enrollments. - The Secretary would have to set up an SSN matching process within 60 days to detect identical Social Security numbers across Exchanges and stop duplicative advance payments of premium tax credits.

## Provisions PRIA read

- New consent for broker enrollments: benefit, low. If enacted, enrollments submitted by an agent or broker in Exchanges would not take effect for plan years starting on or after January 1, 2027 until the individual or employer gives consent through a system run by the Secretary. The Secretary would have to run the consent mechanism and could not ac…
- Tighter checks on marketplace subsidies: benefit, low. If enacted, the Secretary would have 60 days to set up a system to find when an Exchange enrollee gives a Social Security number that matches another enrollee for the same coverage period. If the same SSN is found, the Secretary would stop duplicate advance premium tax credit payments for that pers…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-8324: Great American Healthcare Plan
- 119-hr-4317: PBM Reform Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-353: Family First Act
- 119-hr-833: Educational Choice for Children Act of 2025

## Sources
- [119-hr-7860 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/7860)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-8324: Great American Healthcare Plan](https://policyrisk.com/legislation/119-hr-8324)
- [119-hr-4317: PBM Reform Act of 2025](https://policyrisk.com/legislation/119-hr-4317)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-353: Family First Act](https://policyrisk.com/legislation/119-hr-353)
- [119-hr-833: Educational Choice for Children Act of 2025](https://policyrisk.com/legislation/119-hr-833)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-7860 (as of 2026-04-21).