# 119-hr-8141: Fair Credit Reporting Reseller Accuracy Act

119-hr-8141, Fair Credit Reporting Reseller Accuracy Act, is a 119th Congress bill sponsored by Rep. Lawler, Michael [R-NY-17] (R-NY); status in_committee; PRIA reads it as touching household money (as of 2026-11-01).

- Canonical: https://policyrisk.com/legislation/119-hr-8141
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-8141
- Congress: 119
- Title: Fair Credit Reporting Reseller Accuracy Act
- Status: in_committee
- Introduced: 2026-03-27
- Sponsor: Rep. Lawler, Michael [R-NY-17] (R-NY)
- Cosponsors: 3
- Policy area: Finance and Financial Sector
- Touches household money: yes
- Last recorded action: 2026-11-01

## Summary

**Requires resellers to ensure maximum possible accuracy before passing along consumer-report data.** This bill would add a new subsection to the Fair Credit Reporting Act requiring resellers to use reasonable procedures to verify accuracy before transmitting information to an end user or another reseller and it would create a safe harbor when a reseller accurately communicates data obtained from another consumer reporting agency. - Resellers: Must implement reasonable procedures to assure the maximum possible accuracy of information they transmit to end users or other resellers. The bill also shields resellers from liability when they accurately relay information obtained from another consumer reporting agency. - Consumer reporting agencies: The bill uses the definition of “reseller” from section 603 of the Fair Credit Reporting Act, clarifying which entities the new rule covers. - End users and consumers: Downstream users receive data the bill aims to make more accurate, and individuals gain an extra accuracy check when reports move through reseller channels.

## Cosponsors (3)

- Rep. Gottheimer, Josh [D-NJ-5] (D-NJ), 2026-03-27T00:00:00.000Z
- Rep. Meuser, Daniel [R-PA-9] (R-PA), 2026-04-14T00:00:00.000Z
- Rep. Wagner, Ann [R-MO-2] (R-MO), 2026-04-29T00:00:00.000Z

## Provisions PRIA read

- New accuracy rules for resellers: mixed, high. If enacted, the bill would add a new FCRA rule for resellers of consumer reports. Resellers would need to use reasonable procedures to assure the maximum possible accuracy before sending report data to an end user or another reseller. The bill would also bar FCRA liability for a reseller that accur…

## Related bills

- 119-hr-9237: Take Care of America’s Veterans Act
- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1229: United States-Israel Defense Partnership Act of 2025
- 119-hr-3633: Digital Asset Market Clarity Act
- 119-hr-9211: Jewish American Security Act

## Sources
- [119-hr-8141 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/8141)

## Related
- [119-hr-9237: Take Care of America’s Veterans Act](https://policyrisk.com/legislation/119-hr-9237)
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1229: United States-Israel Defense Partnership Act of 2025](https://policyrisk.com/legislation/119-hr-1229)
- [119-hr-3633: Digital Asset Market Clarity Act](https://policyrisk.com/legislation/119-hr-3633)
- [119-hr-9211: Jewish American Security Act](https://policyrisk.com/legislation/119-hr-9211)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-8141 (as of 2026-11-01).