# 119-hr-8274: Improving Retirement Security for Family Caregivers Act of 2026

119-hr-8274, Improving Retirement Security for Family Caregivers Act of 2026, is a 119th Congress bill sponsored by Rep. Pettersen, Brittany [D-CO-7] (D-CO); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-8274
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-8274
- Congress: 119
- Title: Improving Retirement Security for Family Caregivers Act of 2026
- Status: introduced
- Introduced: 2026-04-14
- Sponsor: Rep. Pettersen, Brittany [D-CO-7] (D-CO)
- Cosponsors: 3
- Policy area: Taxation
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Creates a special Roth IRA rule for qualified family caregivers.** This bill would treat certain unpaid family caregivers differently when calculating the Roth IRA contribution limit used in the Saver's Credit rules.

## Cosponsors (3)

- Rep. Salazar, Maria Elvira [R-FL-27] (R-FL), 2026-04-14T00:00:00.000Z
- Rep. Neguse, Joe [D-CO-2] (D-CO), 2026-06-24T00:00:00.000Z
- Rep. Davids, Sharice [D-KS-3] (D-KS), 2026-07-21T00:00:00.000Z

## Provisions PRIA read

- Retirement boost for family caregivers: benefit, high. If enacted, you would be able to use the normal annual IRA contribution limit for the tax year if you qualify as a "qualified family caregiver." To qualify, you would need at least 500 hours of unpaid caregiving in the year and fewer than 500 hours of paid work. A family caregiver would be an unpai…

## Related bills

- 119-hr-6644: 21st Century ROAD to Housing Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-6766: Essential Caregivers Act of 2025
- 119-hr-1589: American Dream and Promise Act of 2025

## Sources
- [119-hr-8274 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/8274)

## Related
- [119-hr-6644: 21st Century ROAD to Housing Act](https://policyrisk.com/legislation/119-hr-6644)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-6766: Essential Caregivers Act of 2025](https://policyrisk.com/legislation/119-hr-6766)
- [119-hr-1589: American Dream and Promise Act of 2025](https://policyrisk.com/legislation/119-hr-1589)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-8274 (as of 2026-09-21).