# 119-hr-8351: Clean Slate through Repayment Act of 2026

119-hr-8351, Clean Slate through Repayment Act of 2026, is a 119th Congress bill sponsored by Rep. Ross, Deborah K. [D-NC-2] (D-NC); status introduced; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-8351
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-8351
- Congress: 119
- Title: Clean Slate through Repayment Act of 2026
- Status: introduced
- Introduced: 2026-04-16
- Sponsor: Rep. Ross, Deborah K. [D-NC-2] (D-NC)
- Cosponsors: 3
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Automatically removes a defaulted federal student loan record from a borrower's credit report once the borrower fully repays the loan.** It would require the Secretary of Education, guaranty agencies, or other loan holders to request that consumer reporting agencies delete the default entry and any related adverse information for loans made, insured, or guaranteed under Title IV of the Higher Education Act.

## Cosponsors (3)

- Rep. Stevens, Haley M. [D-MI-11] (D-MI), 2026-04-16T00:00:00.000Z
- Rep. Williams, Nikema [D-GA-5] (D-GA), 2026-04-16T00:00:00.000Z
- Rep. Adams, Alma S. [D-NC-12] (D-NC), 2026-04-16T00:00:00.000Z

## Provisions PRIA read

- Remove defaulted federal loans from credit: benefit, medium. If enacted, this bill would require the Secretary of Education, a guaranty agency, or the loan holder to ask consumer reporting agencies to remove a defaulted Title IV loan from your credit record once you repay the full amount due. The request must also remove any related adverse information tied…

## Related bills

- 119-hr-3816: Weather Act Reauthorization Act of 2025
- 119-hr-7973: Momnibus Act
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-3971: Domestic Workers Bill of Rights Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-5361: George Floyd Justice in Policing Act of 2025

## Sources
- [119-hr-8351 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/8351)

## Related
- [119-hr-3816: Weather Act Reauthorization Act of 2025](https://policyrisk.com/legislation/119-hr-3816)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-5361: George Floyd Justice in Policing Act of 2025](https://policyrisk.com/legislation/119-hr-5361)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-8351 (as of 2026-09-21).