# 119-hr-90: Health Coverage Choice Act

119-hr-90, Health Coverage Choice Act, is a 119th Congress bill sponsored by Rep. Biggs, Andy [R-AZ-5] (R-AZ); status introduced; PRIA reads it as touching household money (as of 2026-04-21).

- Canonical: https://policyrisk.com/legislation/119-hr-90
- As of: 2026-04-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-90
- Congress: 119
- Title: Health Coverage Choice Act
- Status: introduced
- Introduced: 2025-01-03
- Sponsor: Rep. Biggs, Andy [R-AZ-5] (R-AZ)
- Cosponsors: 0
- Policy area: Health
- Touches household money: yes
- Last recorded action: 2026-04-21

## Summary

**Defines "short-term limited duration insurance" (STLDI) within the Public Health Service Act to set clear timing rules for these plans.** The bill would add a new paragraph to section 2791(b) that requires an STLDI contract to have an expiration date less than 12 months after the contract's original effective date. It would also cap total coverage at 3 years from the original effective date, with renewals and extensions counted toward that 3-year limit. This change is strictly definitional and clarifies which contracts qualify as STLDI for other laws that reference the term.

## Provisions PRIA read

- Defines time limits for short-term plans: mixed, low. If enacted, this bill would set a federal definition for short-term health insurance. A plan would need an end date less than 12 months after it starts. Counting renewals or extensions, it could last no more than 3 years from the original start date. This would only define which temporary plans qua…

## Related bills

- 119-hr-25: FairTax Act of 2025
- 119-hr-9200: Secure the Border Act of 2026
- 119-hr-624: RIFLE Act of 2025
- 119-hr-8206: Homeland Security and Further Additional Continuing Appropriations Act, 2026
- 119-hr-6225: PAUSE Act of 2025
- 119-hr-1897: ESA Amendments Act of 2025

## Sources
- [119-hr-90 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/90)

## Related
- [119-hr-25: FairTax Act of 2025](https://policyrisk.com/legislation/119-hr-25)
- [119-hr-9200: Secure the Border Act of 2026](https://policyrisk.com/legislation/119-hr-9200)
- [119-hr-624: RIFLE Act of 2025](https://policyrisk.com/legislation/119-hr-624)
- [119-hr-8206: Homeland Security and Further Additional Continuing Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-8206)
- [119-hr-6225: PAUSE Act of 2025](https://policyrisk.com/legislation/119-hr-6225)
- [119-hr-1897: ESA Amendments Act of 2025](https://policyrisk.com/legislation/119-hr-1897)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-90 (as of 2026-04-21).