# 119-hr-915: Small Business Technological Advancement Act

119-hr-915, Small Business Technological Advancement Act, is a 119th Congress bill sponsored by Rep. Alford, Mark [R-MO-4] (R-MO); status passed_house; PRIA reads it as touching household money (as of 2026-09-21).

- Canonical: https://policyrisk.com/legislation/119-hr-915
- As of: 2026-09-21
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-915
- Congress: 119
- Title: Small Business Technological Advancement Act
- Status: passed_house
- Introduced: 2025-02-04
- Sponsor: Rep. Alford, Mark [R-MO-4] (R-MO)
- Cosponsors: 3
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-09-21

## Summary

**Expands SBA 7(a) loans to cover business software, cloud services, and AI-enabled tools.** This bill would allow small firms to use 7(a) loans to buy digital systems that handle payroll, human resources, sales and billing, accounting, inventory, and other core operations. - Small businesses: Makes it easier for small firms to finance modern software and cloud services so they can upgrade payroll, HR, sales, accounting, and inventory tools. - Workers and managers: Could speed adoption of automation and AI tools that change how payroll, HR, billing, and recordkeeping are done at small employers. - SBA and lenders: Broadens allowable 7(a) loan purposes so lenders can approve loans specifically for software, cloud services, and AI-enabled business tools.

## Cosponsors (3)

- Rep. Lee, Susie [D-NV-3] (D-NV), 2025-02-04T00:00:00.000Z
- Rep. Mrvan, Frank J. [D-IN-1] (D-IN), 2025-12-18T00:00:00.000Z
- Rep. McGarvey, Morgan [D-KY-3] (D-KY), 2026-05-19T00:00:00.000Z

## Votes

| Date | Chamber | Question | Result | Yea | Nay |
| --- | --- | --- | --- | --- | --- |
| 2026-06-24T00:00:00.000Z | house | On Motion to Suspend the Rules and Pass, as Amended | Passed | 414 | 4 |

## Provisions PRIA read

- SBA loans for software and AI tools: mixed, medium. Small business owners would be able to use SBA 7(a) loans to buy or subscribe to business software, cloud services, and AI tools. Loans would cover tools for operations, product or service delivery, payroll, human resources, sales and billing, accounting, and tracking supplies, inventory, records,…

## Related bills

- 119-hr-4669: FEMA Act of 2025
- 119-hr-4206: CONNECT for Health Act of 2025
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-1262: Mikaela Naylon Give Kids a Chance Act
- 119-hr-1065: Protect Our Letter Carriers Act of 2025
- 119-hr-3277: Ensuring Lasting Smiles Act

## Sources
- [119-hr-915 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/915)

## Related
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-4206: CONNECT for Health Act of 2025](https://policyrisk.com/legislation/119-hr-4206)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-1262: Mikaela Naylon Give Kids a Chance Act](https://policyrisk.com/legislation/119-hr-1262)
- [119-hr-1065: Protect Our Letter Carriers Act of 2025](https://policyrisk.com/legislation/119-hr-1065)
- [119-hr-3277: Ensuring Lasting Smiles Act](https://policyrisk.com/legislation/119-hr-3277)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-915 (as of 2026-09-21).
