# 119-hr-9159: Protect Our Homes Act

119-hr-9159, Protect Our Homes Act, is a 119th Congress bill sponsored by Rep. Soto, Darren [D-FL-9] (D-FL); status introduced; PRIA reads it as touching household money (as of 2026-10-03).

- Canonical: https://policyrisk.com/legislation/119-hr-9159
- As of: 2026-10-03
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9159
- Congress: 119
- Title: Protect Our Homes Act
- Status: introduced
- Introduced: 2026-06-04
- Sponsor: Rep. Soto, Darren [D-FL-9] (D-FL)
- Cosponsors: 2
- Policy area: Commerce
- Touches household money: yes
- Last recorded action: 2026-10-03

## Summary

**This bill creates a new SBA loan program that lets homeowner associations and similar groups get loans to repair shared residential spaces and to harden them against future disasters.** It focuses on repairs after natural disasters and on funding mitigation in areas hit by recent disasters to protect common areas like pools, roofs, and landscaping.

## Cosponsors (2)

- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2026-10-01T00:00:00.000Z
- Rep. Patronis, Jimmy [R-FL-1] (R-FL), 2026-06-04T00:00:00.000Z

## Provisions PRIA read

- Disaster repair loans for homeowners associations: benefit, high. If enacted, the SBA would create a Residential Common Area Repair Loan program for owner-run homeowner or condo associations. Associations could get repair loans for common-area damage caused by natural disasters and mitigation loans to protect disaster-damaged property. Most associations could bor…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-4669: FEMA Act of 2025
- 119-hr-8870: BUILD America 250 Act
- 119-hr-7973: Momnibus Act
- 119-hr-3151: SHIPS for America Act of 2025
- 119-hr-10421: Transforming Education for the Future Act

## Sources
- [119-hr-9159 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9159)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-4669: FEMA Act of 2025](https://policyrisk.com/legislation/119-hr-4669)
- [119-hr-8870: BUILD America 250 Act](https://policyrisk.com/legislation/119-hr-8870)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3151: SHIPS for America Act of 2025](https://policyrisk.com/legislation/119-hr-3151)
- [119-hr-10421: Transforming Education for the Future Act](https://policyrisk.com/legislation/119-hr-10421)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9159 (as of 2026-10-03).