# 119-hr-9272: Parent PLUS Loan Fairness and Responsibility Act of 2026

119-hr-9272, Parent PLUS Loan Fairness and Responsibility Act of 2026, is a 119th Congress bill sponsored by Rep. Foster, Bill [D-IL-11] (D-IL); status introduced; PRIA reads it as touching household money (as of 2026-07-25).

- Canonical: https://policyrisk.com/legislation/119-hr-9272
- As of: 2026-07-25
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9272
- Congress: 119
- Title: Parent PLUS Loan Fairness and Responsibility Act of 2026
- Status: introduced
- Introduced: 2026-06-11
- Sponsor: Rep. Foster, Bill [D-IL-11] (D-IL)
- Cosponsors: 3
- Policy area: Education
- Touches household money: yes
- Last recorded action: 2026-07-25

## Summary

**Allows a Parent PLUS loan to be transferred to the child so the child becomes the borrower.** It would apply to Federal Direct PLUS loans and related parent loans and requires the loan to be in good standing and the child to demonstrate ability to repay. - Parents: Parents would be released from responsibility for any remaining principal, interest, or other costs after a qualifying transfer. - Students/Children: The child must be at least 18 and meet a 180-day non-enrollment rule and pass a repayment-ability check. The loan keeps its original terms and origination date and is not counted toward the child’s annual or aggregate loan limits. - Public service workers: Any qualifying Public Service Loan Forgiveness payments made while the parent held the loan would count toward the child’s 120-payment requirement.

## Cosponsors (3)

- Rep. García, Jesús G. "Chuy" [D-IL-4] (D-IL), 2026-06-11T00:00:00.000Z
- Rep. Krishnamoorthi, Raja [D-IL-8] (D-IL), 2026-06-11T00:00:00.000Z
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC), 2026-06-11T00:00:00.000Z

## Provisions PRIA read

- Transfer Parent Loans to Child: mixed, high. If enacted, a parent-held covered parent loan would be transferable to that parent’s child, and the child would become the borrower. The parent would be released from any remaining principal, interest, or fees. To transfer, the loan must be in good standing, used for the child’s education, and the…

## Related bills

- 119-hr-9877: Health Equity and Accountability Act of 2026
- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7973: Momnibus Act
- 119-hr-8870: BUILD America 250 Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026
- 119-hr-5361: George Floyd Justice in Policing Act of 2025

## Sources
- [119-hr-9272 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9272)

## Related
- [119-hr-9877: Health Equity and Accountability Act of 2026](https://policyrisk.com/legislation/119-hr-9877)
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-8870: BUILD America 250 Act](https://policyrisk.com/legislation/119-hr-8870)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [119-hr-5361: George Floyd Justice in Policing Act of 2025](https://policyrisk.com/legislation/119-hr-5361)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9272 (as of 2026-07-25).