# 119-hr-9291: Federal Flood Risk Management Act of 2026

119-hr-9291, Federal Flood Risk Management Act of 2026, is a 119th Congress bill sponsored by Rep. Mullin, Kevin [D-CA-15] (D-CA); status introduced; PRIA reads it as touching household money (as of 2026-07-11).

- Canonical: https://policyrisk.com/legislation/119-hr-9291
- As of: 2026-07-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: 119-hr-9291
- Congress: 119
- Title: Federal Flood Risk Management Act of 2026
- Status: introduced
- Introduced: 2026-06-11
- Sponsor: Rep. Mullin, Kevin [D-CA-15] (D-CA)
- Cosponsors: 2
- Policy area: Emergency Management
- Touches household money: yes
- Last recorded action: 2026-07-11

## Summary

**This bill would create a nationwide, climate-informed Federal Flood Risk Management Standard to raise and standardize how federally funded projects and Federal real property account for current and future flood risk.** It aims to make Federal projects last longer and reduce harm from increasing floods by using better science and clearer rules for siting, design, and disclosures. - Families and communities: Projects affecting homes and public places would need higher protections like floodproofing or elevated structures, using a freeboard of +2 feet for most actions and +3 feet for critical actions. - Federal agencies and property managers: Agencies would have to use climate-informed hydrologic and hydraulic data to determine floodplains, evaluate floodplain effects in planning and budgets, and follow the new Standard for federally funded projects and Federal real property, with the Standard updated at least every 5 years. - Financial transactions and transparency: Agencies must disclose flood hazards to private parties before loans, grants, leases, or property conveyances and the Water Resources Council would evaluate agency procedures at least every 2 years.

## Cosponsors (2)

- Rep. McCollum, Betty [D-MN-4] (D-MN), 2026-06-11T00:00:00.000Z
- Rep. Garamendi, John [D-CA-8] (D-CA), 2026-06-11T00:00:00.000Z

## Provisions PRIA read

- No delay to emergency disaster aid: benefit, low. If enacted, nothing in this Act would be construed to apply to emergency work under sections 403 and 502 of the Stafford Act that is essential to save human life and protect property. In short, life‑saving and essential emergency assistance would not be delayed by these new flood rules.
- Flood risk disclosures and federal property limits: mixed, medium. If enacted, agency heads that guarantee, approve, regulate, or insure financial transactions would have to tell private parties about base flood hazards before completing the deal. Agencies that manage federal property would have to follow flood insurance rules, use floodproofing, and elevate build…
- Stronger federal flood standards for projects: mixed, medium. If enacted, agencies would have to use a climate-informed flood standard for federally funded projects. Agencies would add freeboard of 2 feet for non-critical actions and 3 feet for critical actions, or use the 0.2% (1-in-500) flood area. The Water Resources Council would update the Standard at le…
- New rules for planning, permits, environmental review: mixed, medium. If enacted, agencies would have to determine whether actions are in floodplains before acting and include floodplain evaluations in NEPA statements when impacts are significant. Agencies would consider alternatives, rely on natural systems, and minimize harm if the only practicable option is in a f…

## Related bills

- 119-hr-7977: Energy Bills Relief Act
- 119-hr-7481: Department of Homeland Security Appropriations Act, 2026
- 119-hr-7973: Momnibus Act
- 119-hr-3971: Domestic Workers Bill of Rights Act
- 119-hr-3069: Medicare for All Act
- 119-hr-7853: PrEP Access and Coverage Act of 2026

## Sources
- [119-hr-9291 on Congress.gov](https://www.congress.gov/bill/119th-congress/house-bill/9291)

## Related
- [119-hr-7977: Energy Bills Relief Act](https://policyrisk.com/legislation/119-hr-7977)
- [119-hr-7481: Department of Homeland Security Appropriations Act, 2026](https://policyrisk.com/legislation/119-hr-7481)
- [119-hr-7973: Momnibus Act](https://policyrisk.com/legislation/119-hr-7973)
- [119-hr-3971: Domestic Workers Bill of Rights Act](https://policyrisk.com/legislation/119-hr-3971)
- [119-hr-3069: Medicare for All Act](https://policyrisk.com/legislation/119-hr-3069)
- [119-hr-7853: PrEP Access and Coverage Act of 2026](https://policyrisk.com/legislation/119-hr-7853)
- [All bills in Congress](https://policyrisk.com/legislation)

Source: PRIA, https://policyrisk.com/legislation/119-hr-9291 (as of 2026-07-11).